PayPal HoldingsCHIX:2PPD 77 9-Day RSI is 5.23 as of Jul. 02, 2026. GuruFocus rates CHIX:2PPD with a GF Score™ of 77/100 and a GF Value™ of €73.48 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 573 Credit Services companies, PayPal Holdings ranks worse than 53.4% on this metric.
The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.
As of today (2026-07-02), PayPal Holdings's 9-Day RSI is 5.23.
The industry rank for PayPal Holdings's 9-Day RSI or its related term are showing as below:
CHIX:2PPd's 9-Day RSI is ranked worse than 53.4% of 573
companies
in the Credit Services industry
Industry Median: 49.54
vs CHIX:2PPd: 5.23
PayPal Holdings (CHIX:2PPd) 9-Day RSI Explanation
The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.
Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.
RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.
PayPal Holdings 9-Day RSI Related Terms
CHIX:2PPD vs AFRM, SYF, SOFI: 9-Day RSI Comparison
For the Credit Services subindustry, PayPal Holdings's 9-Day RSI, along with its competitors' market caps and 9-Day RSI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PayPal Holdings 9-Day RSI vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PayPal Holdings's 9-Day RSI distribution charts can be found below:
* The bar in red indicates where PayPal Holdings's 9-Day RSI falls into.
* Note that the formula uses a positive value for the average loss.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PayPal Holdings (CHIX:2PPD) has a 9-Day RSI of 5.23 as of Jul. 02, 2026. According to the industry distribution chart, PayPal Holdings ranks #306 out of 573 companies in the Credit Services industry, placing it in the top 53.4%.
Is PayPal Holdings' 9-Day RSI too high?
PayPal Holdings' current 9-Day RSI is 5.23. The Credit Services industry median 9-Day RSI is 49.54. PayPal Holdings' value of 5.23 is 89.4% below this industry median. Based on the distribution chart, PayPal Holdings ranks #306 out of 573 companies in the Credit Services industry, which is below the industry midpoint. Overall, PayPal Holdings has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPal Holdings' 9-Day RSI compare to AFRM and SYF?
According to the Credit Services industry distribution chart, PayPal Holdings ranks #306 out of 573 companies for 9-Day RSI. This places PayPal Holdings in the lower half of its industry. The industry median 9-Day RSI is 49.54. PayPal Holdings' value of 5.23 is 89.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 9-Day RSI for a Credit Services company?
The median 9-Day RSI among Credit Services companies is 49.54, based on 573 companies in the industry. Companies in the top quartile (top 25%) have a 9-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 9-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PayPal Holdings's current 9-Day RSI of 5.23 is 89.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 9-Day RSI mean?
A high 9-Day RSI can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median 9-Day RSI is 49.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PayPal Holdings's current 9-Day RSI is 5.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPal Holdings stock overvalued right now?
Based on GuruFocus' analysis, PayPal Holdings (CHIX:2PPD) is currently considered Significantly Undervalued. The stock's GF Value™ is €73.48, compared to a current price of €38.20 — trading 48% below its estimated fair value. The current 9-Day RSI is 5.23 and 89.4% below the Credit Services industry median of 49.54. PayPal Holdings' overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 9-Day RSI calculated?
9-Day RSI is calculated from a company's financial statements. For PayPal Holdings (CHIX:2PPD), the current 9-Day RSI is 5.23 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PayPal Holdings (CHIX:2PPD) Overvalued in 2026?
Based on GuruFocus' analysis, PayPal Holdings stock appears to be undervalued.
The current stock price of €38.20 is trading 48% below its estimated GF Value™ of €73.48.
GuruFocus considers PayPal Holdings to be Significantly Undervalued.
Key valuation signals for CHIX:2PPD:
9-Day RSI: 5.23
GF Value™: €73.48 vs. price of €38.20 (48% below fair value)
Industry Position: 89.4% below the Credit Services median (#306 of 573)
No single metric tells the full story. See the CHIX:2PPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
77GF Score
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