PayPal Holdings (CHIX:2PPD) Selling, General, & Admin. Expense: €3,678 Mil (TTM As of Mar. 2026)


CHIX:2PPD PayPal Holdings Inc CHIX:2PPD
77 GF Score
Price €38.20
GF Value €74.00
Valuation Significantly Undervalued
! 4 Warning Signs
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What is PayPal Holdings Selling, General, & Admin. Expense?

PayPal Holdings CHIX:2PPD 77 Selling, General, & Admin. Expense is €3,678 Mil as of Mar. 2026. GuruFocus rates CHIX:2PPD with a GF Score™ of 77/100 and a GF Value™ of €74.00 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. PayPal Holdings's selling, general, & admin. expense for the three months ended in Mar. 2026 was €873 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was €3,678 Mil.


PayPal Holdings  (CHIX:2PPd) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


PayPal Holdings Selling, General, & Admin. Expense Related Terms


PayPal Holdings Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for PayPal Holdings's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PayPal Holdings Selling, General, & Admin. Expense Chart

PayPal Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,034.72 4,112.06 3,546.96 3,961.34 3,639.75

PayPal Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 916.68 905.15 880.97 1,018.82 872.79

CHIX:2PPD vs AFRM, SYF, SOFI: Selling, General, & Admin. Expense Comparison

For the Credit Services subindustry, PayPal Holdings's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PayPal Holdings Selling, General, & Admin. Expense vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PayPal Holdings's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where PayPal Holdings's Selling, General, & Admin. Expense falls into.


CHIX:2PPD
77GF Score
PayPal Holdings Inc CHIX:2PPD
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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PayPal Holdings Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3,678 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of €3,678 Mil mean?
PayPal Holdings (CHIX:2PPD) has a Selling, General, & Admin. Expense of €3,678 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on PayPal Holdings and its competitors.
Is PayPal Holdings' Selling, General, & Admin. Expense too high?
PayPal Holdings' current Selling, General, & Admin. Expense is €3,678 Mil. Overall, PayPal Holdings has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPal Holdings' Selling, General, & Admin. Expense compare to AFRM and SYF?
PayPal Holdings' Selling, General, & Admin. Expense of €3,678 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Credit Services company?
A good Selling, General, & Admin. Expense depends on the Credit Services industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on PayPal Holdings and its competitors. PayPal Holdings's current Selling, General, & Admin. Expense is €3,678 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPal Holdings stock overvalued right now?
Based on GuruFocus' analysis, PayPal Holdings (CHIX:2PPD) is currently considered Significantly Undervalued. The stock's GF Value™ is €74.00, compared to a current price of €38.20 — trading 48.4% below its estimated fair value. The current Selling, General, & Admin. Expense is €3,678 Mil. PayPal Holdings' overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For PayPal Holdings (CHIX:2PPD), the current Selling, General, & Admin. Expense is €3,678 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PayPal Holdings (CHIX:2PPD) Overvalued in 2026?

Based on GuruFocus' analysis, PayPal Holdings stock appears to be undervalued. The current stock price of €38.20 is trading 48.4% below its estimated GF Value™ of €74.00. GuruFocus considers PayPal Holdings to be Significantly Undervalued.

Key valuation signals for CHIX:2PPD:

  • Selling, General, & Admin. Expense: €3,678 Mil
  • GF Value™: €74.00 vs. price of €38.20 (48.4% below fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the CHIX:2PPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PayPal Holdings Business Description

Address 2211 North First Street, San Jose, CA, USA, 95131
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
77GF Score

Get the complete analysis for CHIX:2PPD

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.20
Price
€74.00
GF Value