PayPal HoldingsCHIX:2PPD 77 Receivables Turnover is 0.21 as of Mar. 2026. GuruFocus rates CHIX:2PPD with a GF Score™ of 77/100 and a GF Value™ of €70.42 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 294 Credit Services companies, PayPal Holdings ranks worse than 79.25% on this metric.
The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. PayPal Holdings's Revenue for the
three
months ended in Mar. 2026 was €7,225 Mil. PayPal Holdings's average Accounts Receivable for the
three
months ended in Mar. 2026 was €34,118 Mil.
Hence, PayPal Holdings's Receivables Turnover for the
three
months ended in Mar. 2026 was 0.21.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
PayPal Holdings Receivables Turnover Related Terms
PayPal Holdings Receivables Turnover Historical Data
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The historical data trend for PayPal Holdings's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:2PPD vs AFRM, SYF, SOFI: Receivables Turnover Comparison
For the Credit Services subindustry, PayPal Holdings's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PayPal Holdings Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PayPal Holdings's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where PayPal Holdings's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PayPal Holdings (CHIX:2PPD) has a Receivables Turnover of 0.21 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on PayPal Holdings and its competitors. According to the industry distribution chart, PayPal Holdings ranks #233 out of 294 companies in the Credit Services industry, placing it in the top 79.3%.
Is PayPal Holdings' Receivables Turnover too high?
PayPal Holdings' current Receivables Turnover is 0.21. The Credit Services industry median Receivables Turnover is 9.00. PayPal Holdings' value of 0.21 is 97.7% below this industry median. Based on the distribution chart, PayPal Holdings ranks #233 out of 294 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, PayPal Holdings has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPal Holdings' Receivables Turnover compare to AFRM and SYF?
According to the Credit Services industry distribution chart, PayPal Holdings ranks #233 out of 294 companies for Receivables Turnover. This places PayPal Holdings in the lower half of its industry. The industry median Receivables Turnover is 9.00. PayPal Holdings' value of 0.21 is 97.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 9.00, based on 294 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PayPal Holdings's current Receivables Turnover of 0.21 is 97.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on PayPal Holdings and its competitors. For the Credit Services industry, the median Receivables Turnover is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PayPal Holdings's current Receivables Turnover is 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPal Holdings stock overvalued right now?
Based on GuruFocus' analysis, PayPal Holdings (CHIX:2PPD) is currently considered Significantly Undervalued. The stock's GF Value™ is €70.42, compared to a current price of €38.20 — trading 45.8% below its estimated fair value. The current Receivables Turnover is 0.21 and 97.7% below the Credit Services industry median of 9.00. PayPal Holdings' overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For PayPal Holdings (CHIX:2PPD), the current Receivables Turnover is 0.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PayPal Holdings (CHIX:2PPD) Overvalued in 2026?
Based on GuruFocus' analysis, PayPal Holdings stock appears to be undervalued.
The current stock price of €38.20 is trading 45.8% below its estimated GF Value™ of €70.42.
GuruFocus considers PayPal Holdings to be Significantly Undervalued.
Key valuation signals for CHIX:2PPD:
Receivables Turnover: 0.21
GF Value™: €70.42 vs. price of €38.20 (45.8% below fair value)
Industry Position: 97.7% below the Credit Services median (#233 of 294)
No single metric tells the full story. See the CHIX:2PPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
77GF Score
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