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Pretax income is the income that a company earns before paying income taxes. PayPal Holdings's pretax income for the
three
months ended in Jun. 2026 was €1,137 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was €5,038 Mil.
PayPal Holdings's pretax margin was 15.09%.
During the past 13 years, PayPal Holdings's highest Pretax Margin was 23.61%. The lowest was 12.23%. And the median was 16.78%.
During the past 13 years, PayPal Holdings's highest Pretax Margin was 23.61%. The lowest was 12.23%. And the median was 16.78%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PayPal Holdings Pre-Tax Income Related Terms
PayPal Holdings Pre-Tax Income Historical Data
* Premium members only.
The historical data trend for PayPal Holdings's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:2PPD vs SYF, AFRM, SOFI: Pre-Tax Income Comparison
For the Credit Services subindustry, PayPal Holdings's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PayPal Holdings Pre-Tax Income vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PayPal Holdings's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where PayPal Holdings's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €5,038 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PayPal Holdings (CHIX:2PPD) has a Pre-Tax Income of €5,038 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on PayPal Holdings and its competitors.
Is PayPal Holdings' Pre-Tax Income too high?
PayPal Holdings' current Pre-Tax Income is €5,038 Mil. Overall, PayPal Holdings has a GF Score™ of 88/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPal Holdings' Pre-Tax Income compare to SYF and AFRM?
PayPal Holdings' Pre-Tax Income of €5,038 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Credit Services company?
A good Pre-Tax Income depends on the Credit Services industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on PayPal Holdings and its competitors. PayPal Holdings's current Pre-Tax Income is €5,038 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPal Holdings stock overvalued right now?
Based on GuruFocus' analysis, PayPal Holdings (CHIX:2PPD) is currently considered Significantly Undervalued. The stock's GF Value™ is €71.13, compared to a current price of €52.36 — trading 26.4% below its estimated fair value. The current Pre-Tax Income is €5,038 Mil. PayPal Holdings' overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For PayPal Holdings (CHIX:2PPD), the current Pre-Tax Income is €5,038 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PayPal Holdings (CHIX:2PPD) Overvalued in 2026?
Based on GuruFocus' analysis, PayPal Holdings stock appears to be undervalued.
The current stock price of €52.36 is trading 26.4% below its estimated GF Value™ of €71.13.
GuruFocus considers PayPal Holdings to be Significantly Undervalued.
Key valuation signals for CHIX:2PPD:
Pre-Tax Income: €5,038 Mil
GF Value™: €71.13 vs. price of €52.36 (26.4% below fair value)
No single metric tells the full story. See the CHIX:2PPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
88GF Score
Get the complete analysis for CHIX:2PPD
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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