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EFU General Insurance (KAR:EFUG) Enterprise Value : ₨24,800 Mil (As of Jul. 13, 2025) ***


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What is EFU General Insurance Enterprise Value?

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, EFU General Insurance's Enterprise Value is ₨24,800 Mil. EFU General Insurance's EBIT for the trailing twelve months (TTM) ended in Mar. 2025 was ₨6,092 Mil. Therefore, EFU General Insurance's EV-to-EBIT ratio for today is 4.07.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, EFU General Insurance's Enterprise Value is ₨24,800 Mil. EFU General Insurance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2025 was ₨7,504 Mil. Therefore, EFU General Insurance's EV-to-EBITDA ratio for today is 3.31.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, EFU General Insurance's Enterprise Value is ₨24,800 Mil. EFU General Insurance's Revenue for the trailing twelve months (TTM) ended in Mar. 2025 was ₨120,323 Mil. Therefore, EFU General Insurance's EV-to-Revenue ratio for today is 0.21.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, EFU General Insurance's Enterprise Value is ₨24,800 Mil. EFU General Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2025 was ₨-14,288 Mil. Therefore, EFU General Insurance's EV-to-FCF ratio for today is -1.74.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


EFU General Insurance Enterprise Value Historical Data

The historical data trend for EFU General Insurance's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

EFU General Insurance Enterprise Value Chart

EFU General Insurance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22,061.74 20,416.13 17,416.01 14,803.29 22,255.51

EFU General Insurance Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17,770.88 18,528.19 18,590.53 22,255.51 25,178.11

Competitive Comparison of EFU General Insurance's Enterprise Value

For the Insurance - Property & Casualty subindustry, EFU General Insurance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EFU General Insurance's Enterprise Value Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, EFU General Insurance's Enterprise Value distribution charts can be found below:

* The bar in red indicates where EFU General Insurance's Enterprise Value falls into.


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EFU General Insurance Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EFU General Insurance's Enterprise Value for the fiscal year that ended in Dec. 2024 is calculated as

EFU General Insurance's Enterprise Value for the quarter that ended in Mar. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


EFU General Insurance  (KAR:EFUG) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

EFU General Insurance's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=24800.106/6092.171
=4.07

EFU General Insurance's current Enterprise Value is ₨24,800 Mil.
EFU General Insurance's EBIT for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨6,092 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

EFU General Insurance's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=24800.106/7503.698
=3.31

EFU General Insurance's current Enterprise Value is ₨24,800 Mil.
EFU General Insurance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨7,504 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

EFU General Insurance's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=24800.106/120323.052
=0.21

EFU General Insurance's current Enterprise Value is ₨24,800 Mil.
EFU General Insurance's Revenue for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨120,323 Mil.

4. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

EFU General Insurance's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=24800.106/-14288.004
=-1.74

EFU General Insurance's current Enterprise Value is ₨24,800 Mil.
EFU General Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨-14,288 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


EFU General Insurance Enterprise Value Related Terms

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EFU General Insurance Business Description

Traded in Other Exchanges
N/A
Address
EFU House, M.A. Jinnah Road, P.O. Box 5005, Karachi, SD, PAK, 74000
EFU General Insurance Ltd is an insurance company providing a range of non-life insurance products and services customized to meet the varied needs of a wide spectrum of businesses and industrial clients as well as individuals. The company has four reportable segments namely Fire and property damage; Marine, aviation and transport; Motor, and Miscellaneous. The company generates the majority of its revenue from Fire and property damage segment.

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