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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Resimac Group's Enterprise Value is A$15,651.0 Mil.
Resimac Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$25.3 Mil. Therefore, Resimac Group's EV-to-FCF for today is 618.69.
The historical rank and industry rank for Resimac Group's EV-to-FCF or its related term are showing as below:
ASX:RMC'
s EV-to-FCF Range Over the Past 10 Years
Min: -129.87 Med: -6.68 Max: 618.46
Current: 618.46
During the past 13 years, the highest EV-to-FCF of Resimac Group was 618.46. The lowest was -129.87. And the median was -6.68.
ASX:RMC's EV-to-FCF is ranked worse than 99.75% of 1191
companies
in the Banks industry
Industry Median: 7.15
vs ASX:RMC: 618.46
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Resimac Group's PE Ratio (TTM) for today is calculated as:
Resimac Group's share price for today is A$0.80.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Resimac Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.125.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Resimac Group EV-to-FCF Related Terms
Resimac Group EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Resimac Group's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Resimac Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Resimac Group EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Resimac Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Resimac Group's EV-to-FCF falls into.
Resimac Group's current Enterprise Value is A$15,651.0 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Resimac Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$25.3 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Resimac Group (ASX:RMC) has a EV-to-FCF of 618.69 as of Jul. 31, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Resimac Group and its competitors. According to the industry distribution chart, Resimac Group ranks #1188 out of 1191 companies in the Banks industry, placing it in the top 99.7%.
Is Resimac Group's EV-to-FCF too high?
Resimac Group's current EV-to-FCF is 618.69. The Banks industry median EV-to-FCF is 7.15. Resimac Group's value of 618.69 is 8553% above this industry median. Based on the distribution chart, Resimac Group ranks #1188 out of 1191 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Resimac Group has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's EV-to-FCF compare to RKT and FNMA?
According to the Banks industry distribution chart, Resimac Group ranks #1188 out of 1191 companies for EV-to-FCF. This places Resimac Group in the lower half of its industry. The industry median EV-to-FCF is 7.15. Resimac Group's value of 618.69 is 8553% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.15, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resimac Group's current EV-to-FCF of 618.69 is 8553% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Resimac Group and its competitors. For the Banks industry, the median EV-to-FCF is 7.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resimac Group's current EV-to-FCF is 618.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.23, compared to a current price of A$0.80 — trading 35% below its estimated fair value. The current EV-to-FCF is 618.69 and 8553% above the Banks industry median of 7.15. Resimac Group's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current EV-to-FCF is 618.69 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Resimac Group (ASX:RMC) Overvalued in 2026?
Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued.
The current stock price of A$0.80 is trading 35% below its estimated GF Value™ of A$1.23.
GuruFocus considers Resimac Group to be Possible Value Trap.
Key valuation signals for ASX:RMC:
EV-to-FCF: 618.69
GF Value™: A$1.23 vs. price of A$0.80 (35% below fair value)
Industry Position: 8553% above the Banks median (#1188 of 1191)
No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
58GF Score
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