PT Bank QNB Indonesia Tbk (ISX:BKSW) EV-to-FCF: -0.75 (As of Jun. 29, 2026)


ISX:BKSW PT Bank QNB Indonesia Tbk ISX:BKSW
49 GF Score
Price Rp51.00
GF Value Rp39.46
Valuation Modestly Overvalued
! 2 Warning Signs
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What is PT Bank QNB Indonesia Tbk EV-to-FCF?

PT Bank QNB Indonesia Tbk ISX:BKSW 49 EV-to-FCF is -0.75 as of Jun. 29, 2026. GuruFocus rates ISX:BKSW with a GF Score™ of 49/100 and a GF Value™ of Rp39.46 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,196 Banks companies, PT Bank QNB Indonesia Tbk ranks worse than 83611.96% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Bank QNB Indonesia Tbk's Enterprise Value is Rp628,186 Mil. PT Bank QNB Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp-836,666 Mil. Therefore, PT Bank QNB Indonesia Tbk's EV-to-FCF for today is -0.75.

The historical rank and industry rank for PT Bank QNB Indonesia Tbk's EV-to-FCF or its related term are showing as below:

ISX:BKSW' s EV-to-FCF Range Over the Past 10 Years
Min: -10.55   Med: -0.47   Max: 15.03
Current: -0.75

During the past 13 years, the highest EV-to-FCF of PT Bank QNB Indonesia Tbk was 15.03. The lowest was -10.55. And the median was -0.47.

ISX:BKSW's EV-to-FCF is ranked worse than
100% of 1196 companies
in the Banks industry
Industry Median: 6.555 vs ISX:BKSW: -0.75

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-29), PT Bank QNB Indonesia Tbk's stock price is Rp51.00. PT Bank QNB Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp-1.267. Therefore, PT Bank QNB Indonesia Tbk's PE Ratio (TTM) for today is At Loss.


PT Bank QNB Indonesia Tbk  (ISX:BKSW) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Bank QNB Indonesia Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=51.00/-1.267
=At Loss

PT Bank QNB Indonesia Tbk's share price for today is Rp51.00.
PT Bank QNB Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-1.267.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Bank QNB Indonesia Tbk EV-to-FCF Related Terms


PT Bank QNB Indonesia Tbk EV-to-FCF Historical Data

* Premium members only.

The historical data trend for PT Bank QNB Indonesia Tbk's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank QNB Indonesia Tbk EV-to-FCF Chart

PT Bank QNB Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.03 -0.55 1.88 0.52 -1.25

PT Bank QNB Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.33 -0.82 -0.27 -1.25 -1.04

PT Bank QNB Indonesia Tbk EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, PT Bank QNB Indonesia Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank QNB Indonesia Tbk EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank QNB Indonesia Tbk's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank QNB Indonesia Tbk's EV-to-FCF falls into.


ISX:BKSW
49GF Score
PT Bank QNB Indonesia Tbk ISX:BKSW
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank QNB Indonesia Tbk EV-to-FCF Calculation

PT Bank QNB Indonesia Tbk's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=628186.467/-836666
=-0.75

PT Bank QNB Indonesia Tbk's current Enterprise Value is Rp628,186 Mil.
PT Bank QNB Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-836,666 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -0.75 mean?
PT Bank QNB Indonesia Tbk (ISX:BKSW) has a EV-to-FCF of -0.75 as of Jun. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank QNB Indonesia Tbk and its competitors. According to the industry distribution chart, PT Bank QNB Indonesia Tbk ranks #999999 out of 1196 companies in the Banks industry.
Is PT Bank QNB Indonesia Tbk's EV-to-FCF too high?
PT Bank QNB Indonesia Tbk's current EV-to-FCF is -0.75. Based on the distribution chart, PT Bank QNB Indonesia Tbk ranks #999999 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank QNB Indonesia Tbk has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank QNB Indonesia Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Bank QNB Indonesia Tbk ranks #999999 out of 1196 companies for EV-to-FCF. This places PT Bank QNB Indonesia Tbk in the lower half of its industry. The industry median EV-to-FCF is 6.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank QNB Indonesia Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank QNB Indonesia Tbk's current EV-to-FCF is -0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank QNB Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk (ISX:BKSW) is currently considered Modestly Overvalued. The stock's GF Value™ is Rp39.46, compared to a current price of Rp51.00 — trading 29.2% above its estimated fair value. The current EV-to-FCF is -0.75. PT Bank QNB Indonesia Tbk's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Bank QNB Indonesia Tbk (ISX:BKSW), the current EV-to-FCF is -0.75 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank QNB Indonesia Tbk (ISX:BKSW) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk stock appears to be overvalued. The current stock price of Rp51.00 is trading 29.2% above its estimated GF Value™ of Rp39.46. GuruFocus considers PT Bank QNB Indonesia Tbk to be Modestly Overvalued.

Key valuation signals for ISX:BKSW:

  • EV-to-FCF: -0.75
  • GF Value™: Rp39.46 vs. price of Rp51.00 (29.2% above fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the ISX:BKSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank QNB Indonesia Tbk Business Description

Address Jalan Jendral Sudirman Kavling 52-53, Revenue Tower, 8th Floor, District 8, SCBD Lot 13, Jakarta, IDN, 12190
PT Bank QNB Indonesia Tbk is a financial institution engaged in providing personal banking and wholesale banking services, including savings accounts, deposits, demand deposits, term deposits, current accounts, and cash management. It also offers loans and advances, overdrafts, credit facilities, borrowings, and other credit facilities. In addition, it offers services of debit and credit cards, safe deposit boxes, export-import services, fund transfer, and related services. The group operates its business in the lines of Credit, Treasury, and Trade Finance. The majority of the company's revenue comprises interest and dividend income, fees, and commission received from domestic business. The company has divided its operations into several regions: Jakarta, Sumatra, Java, & the East Region.
49GF Score

Get the complete analysis for ISX:BKSW

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp51.00
Price
Rp39.46
GF Value