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Oportun Financial (Oportun Financial) EV-to-FCF

: 8.19 (As of Today)
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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Oportun Financial's Enterprise Value is $2,959.0 Mil. Oportun Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was $361.5 Mil. Therefore, Oportun Financial's EV-to-FCF for today is 8.19.

The historical rank and industry rank for Oportun Financial's EV-to-FCF or its related term are showing as below:

OPRT' s EV-to-FCF Range Over the Past 10 Years
Min: 7.85   Med: 13.07   Max: 24.84
Current: 8.09

During the past 8 years, the highest EV-to-FCF of Oportun Financial was 24.84. The lowest was 7.85. And the median was 13.07.

OPRT's EV-to-FCF is ranked better than
59.92% of 257 companies
in the Credit Services industry
Industry Median: 12.43 vs OPRT: 8.09

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2024-04-24), Oportun Financial's stock price is $3.23. Oportun Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $-5.040. Therefore, Oportun Financial's PE Ratio for today is At Loss.


Oportun Financial EV-to-FCF Historical Data

The historical data trend for Oportun Financial's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Oportun Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-FCF
Get a 7-Day Free Trial 11.31 14.21 19.89 15.33 8.25

Oportun Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.33 12.82 10.51 9.15 8.25

Competitive Comparison

For the Credit Services subindustry, Oportun Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oportun Financial EV-to-FCF Distribution

For the Credit Services industry and Financial Services sector, Oportun Financial's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Oportun Financial's EV-to-FCF falls into.



Oportun Financial EV-to-FCF Calculation

Oportun Financial's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2958.979/361.504
=8.19

Oportun Financial's current Enterprise Value is $2,959.0 Mil.
Oportun Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $361.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Oportun Financial  (NAS:OPRT) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

Oportun Financial's PE Ratio for today is calculated as:

PE Ratio=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=3.23/-5.040
=At Loss

Oportun Financial's share price for today is $3.23.
Oportun Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $-5.040.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Oportun Financial EV-to-FCF Related Terms

Thank you for viewing the detailed overview of Oportun Financial's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Oportun Financial (Oportun Financial) Business Description

Traded in Other Exchanges
Address
2 Circle Star Way, San Carlos, CA, USA, 94070
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans and Auto Loans to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
Executives
Jules A. Maltz 10 percent owner 3000 SAND HILL ROAD, BUILDING 2, SUITE 250, MENLO PARK CA 94025
Institutional Venture Management Xiv, Llc 10 percent owner 3000 SAND HILL ROAD, BUILDING 2, SUITE 250, MENLO PARK CA 94025
Kathleen I. Layton officer: Chief Legal Officer 2 CIRCLE STAR WAY, SAN CARLOS CA 94070
Jonathan Aaron Coblentz officer: CFO & Chief Admin Officer 23 WEST 73RD STREET, APT 914, NEW YORK NY 10023
Raul Vazquez director, officer: Chief Executive Officer 500 STAPLES DR., FRAMINGHAM MA 01702
Aida Alvarez director 5995 PLAZA DRIVE MAIL ST CY20-103, CYPRESS CA 90630
Casey Mueller officer: Global Controller and PAO 2 CIRCLE STAR WAY, SAN CARLOS CA 94070
Patrick Kirscht officer: Chief Credit Officer 2 CIRCLE STAR WAY, SAN CARLOS CA 94070
Ginny Lee director 2 CIRCLE STAR WAY, SAN CARLOS CA 94070
Sandra Adele Smith director 2 CIRCLE STAR WAY, SAN CARLOS CA 94070
Frederic Welts director GOLDEN STATE WARRIORS, 1011 BROADWAY, OAKLAND CA 94607
Roy Banks director 6129 WEST 9600 NORTH, HIGHLAND UT 84003
Greylock Xii Gp Llc 10 percent owner 2550 SAND HILL ROAD, SUITE 200, MENLO PARK CA 94025
David Anthony Needham officer: Chief Technology Officer 2 CIRCLE STAR WAY, SAN CARLOS CA 94070
Joan Aristei officer: GC & Chief Compliance Officer 2 CIRCLE STAR WAY, SAN CARLOS CA 94070