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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-03), Consumer Portfolio Services's 3-1 Month Momentum % is 5.67%.
The industry rank for Consumer Portfolio Services's 3-1 Month Momentum % or its related term are showing as below:
CPSS's 3-1 Month Momentum % is ranked better than 67.26% of 559
companies
in the Credit Services industry
Industry Median: -1.9
vs CPSS: 5.67
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Consumer Portfolio Services 3-1 Month Momentum % Related Terms
CPSS vs FOA, XYF, PMTS: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, Consumer Portfolio Services's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Consumer Portfolio Services 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Consumer Portfolio Services's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Consumer Portfolio Services's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Consumer Portfolio Services (CPSS) has a 3-1 Month Momentum % of 5.67% as of Aug. 03, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Consumer Portfolio Services and its competitors. According to the industry distribution chart, Consumer Portfolio Services ranks #183 out of 559 companies in the Credit Services industry, placing it in the top 32.7%.
Is Consumer Portfolio Services' 3-1 Month Momentum % too high?
Consumer Portfolio Services' current 3-1 Month Momentum % is 5.67%. Based on the distribution chart, Consumer Portfolio Services ranks #183 out of 559 companies in the Credit Services industry, which is above the industry midpoint. Overall, Consumer Portfolio Services has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Consumer Portfolio Services' 3-1 Month Momentum % compare to FOA and XYF?
According to the Credit Services industry distribution chart, Consumer Portfolio Services ranks #183 out of 559 companies for 3-1 Month Momentum %. This puts Consumer Portfolio Services in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
A good 3-1 Month Momentum % depends on the Credit Services industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Consumer Portfolio Services and its competitors. Consumer Portfolio Services's current 3-1 Month Momentum % is 5.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumer Portfolio Services stock overvalued right now?
Based on GuruFocus' analysis, Consumer Portfolio Services (CPSS) is currently considered Fairly Valued. The stock's GF Value™ is $9.09, compared to a current price of $9.31 — trading 2.4% above its estimated fair value. The current 3-1 Month Momentum % is 5.67%. Consumer Portfolio Services' overall GF Score™ is 56/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Consumer Portfolio Services (CPSS), the current 3-1 Month Momentum % is 5.67% as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Consumer Portfolio Services (CPSS) Overvalued in 2026?
Based on GuruFocus' analysis, Consumer Portfolio Services stock appears to be overvalued.
The current stock price of $9.31 is trading 2.4% above its estimated GF Value™ of $9.09.
GuruFocus considers Consumer Portfolio Services to be Fairly Valued.
Key valuation signals for CPSS:
3-1 Month Momentum %: 5.67%
GF Value™: $9.09 vs. price of $9.31 (2.4% above fair value)
No single metric tells the full story. See the CPSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
56GF Score
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