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WRLD (World Acceptance) Margin of Safety % (DCF Earnings Based) : 9.64% (As of Jul. 13, 2025)


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What is World Acceptance Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2025-07-13), World Acceptance's Predictability Rank is 3-Stars. World Acceptance's intrinsic value calculated from the Discounted Earnings model is $188.80 and current share price is $170.60. Consequently,

World Acceptance's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 9.64%.

Competitive Comparison of World Acceptance's Margin of Safety % (DCF Earnings Based)

For the Credit Services subindustry, World Acceptance's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

World Acceptance's Margin of Safety % (DCF Earnings Based) Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, World Acceptance's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where World Acceptance's Margin of Safety % (DCF Earnings Based) falls into.


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World Acceptance Margin of Safety % (DCF Earnings Based) Calculation

World Acceptance's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(188.80-170.60)/188.80
=9.64 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

World Acceptance Margin of Safety % (DCF Earnings Based) Related Terms

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World Acceptance Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » World Acceptance Corp (NAS:WRLD) » Definitions » Margin of Safety % (DCF Earnings Based)
Comparable Companies
ECPG EZPW ATLC XYF PRAA GDOT LX JCAP QD YRD V MA AXP COF PYPL BOM:500034 SYF BOM:543257 SOFI NSE:CHOLAFIN
Traded in Other Exchanges
WOA:Germany
Address
104 South Main Street, Greenville, SC, USA, 29601
Website
https://www.loansbyworld.com
World Acceptance Corp operates a small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. It also offers income tax return preparation services to its loan customers and other individuals. The Company operates 1,024 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Texas, Tennessee, Utah, and Wisconsin.
Executives
Alice Lindsay Caulder officer: SVP, Human Resources 108 FREDERICK STREET, GREENVILLE SC 29607
Calmes John L Jr officer: VP, CFO and Treasurer C/O WORLD ACCEPTANCE CORPORATION, 108 FREDERICK STREET, GREENVILLE SC 29607
Prescott General Partners Llc 10 percent owner, other: Member of Section 13(d) Group 2200 BUTTS ROAD, SUITE 320, BOCA RATON FL 33431
Scott Mcintyre officer: SVP, Accounting 108 FREDERICK STREET, GREENVILLE SC 29607
Luke J. Umstetter officer: SVP, General Counsel 104 SOUTH MAIN STREET, SUITE 400, GREENVILLE SC 29601
Jason E. Childers officer: SVP, IT Strategic Solutions 108 FREDERICK STREET, GREENVILLE SC 29607
Clifford Sosin 10 percent owner 8 WRIGHT STREET, 1ST FL, WESTPORT CT 06880
Thomas W Smith 10 percent owner, other: Member of Section 13(d) Group 2200 BUTTS ROAD, SUITE 320, BOCA RATON FL 33431
Darrell E Whitaker director 14 BATSON ORCHARD CT., TAYLORS SC 29687
R Chad Prashad officer: See remarks 108 FREDERICK STREET, GREENVILLE SC 29607
Daniel Clinton Dyer officer: SVP, CENTRAL DIVISION 230 4TH AVENUE NORTH SUITE 500, NASHVILLE TN 37219
Charles D Way director
Elizabeth R. Neuhoff director 146 SOTA DRIVE, JUPITER FL 33458
Robinson Benjamin E Iii director 325 CORPORATE DRIVE, PORTSMOUTH NH 03885
Bramlett Ken R Jr director 2709 WATER RIDGE PARKWAY, 2ND FLOOR, CHARLOTTE NC 28217