Resimac GroupASX:RMC 62 PB Ratio is 0.83 as of Jun. 24, 2026, which is 34% below its 10-year median of 1.25. GuruFocus rates ASX:RMC with a GF Score™ of 62/100 and a GF Value™ of A$1.23 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,516 Banks companies, Resimac Group ranks better than 70.65% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-24), Resimac Group's share price is A$0.83. Resimac Group's Book Value per Share for the quarter that ended in Dec. 2025 was A$1.00. Hence, Resimac Group's PB Ratio of today is 0.83.
Good Sign:
Resimac Group Ltd stock PB Ratio (=0.83) is close to 10-year low of 0.77.
The historical rank and industry rank for Resimac Group's PB Ratio or its related term are showing as below:
ASX:RMC'
s PB Ratio Range Over the Past 10 Years
Min: 0.77 Med: 1.25 Max: 4.45
Current: 0.84
During the past 13 years, Resimac Group's highest PB Ratio was 4.45. The lowest was 0.77. And the median was 1.25.
ASX:RMC's PB Ratio is ranked better than 70.65% of 1516
companies
in the Banks industry
Industry Median: 1.08
vs ASX:RMC: 0.84
During the past 12 months, Resimac Group's average Book Value Per Share Growth Rate was -5.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -0.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 9.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 12.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Resimac Group was 25.30% per year. The lowest was -16.40% per year. And the median was -0.10% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Resimac Group PB Ratio Related Terms
Resimac Group PB Ratio Historical Data
* Premium members only.
The historical data trend for Resimac Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Resimac Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Resimac Group PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Resimac Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Resimac Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Resimac Group's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Resimac Group (ASX:RMC) has a PB Ratio of 0.83 as of Jun. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Resimac Group and its competitors. This is 34% below median its historical median of 1.25. Over the past decade, Resimac Group's PB Ratio has ranged from 0.77 to 4.45. According to the industry distribution chart, Resimac Group ranks #445 out of 1516 companies in the Banks industry, placing it in the top 29.4%.
Is Resimac Group's PB Ratio too high?
Resimac Group's current PB Ratio of 0.83 is 34% below median its 10-year median of 1.25. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 4.45. The Banks industry median PB Ratio is 1.08. Resimac Group's value of 0.83 is 23.1% below this industry median. Based on the distribution chart, Resimac Group ranks #445 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Resimac Group has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's PB Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Resimac Group ranks #445 out of 1516 companies for PB Ratio. This puts Resimac Group in the upper half of its industry. The industry median PB Ratio is 1.08. Resimac Group's value of 0.83 is 23.1% below this benchmark. Historically, Resimac Group's own PB Ratio has ranged from 0.77 to 4.45 over the past decade. While the company's 10-year median is 1.25 vs. the industry median of 1.08, Resimac Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resimac Group's current PB Ratio of 0.83 is 23.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Resimac Group and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resimac Group's current PB Ratio is 0.83, which is 34% below median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.23, compared to a current price of A$0.83 — trading 32.5% below its estimated fair value. The current PB Ratio is 0.83, which is 34% below median its 10-year median of 1.25 and 23.1% below the Banks industry median of 1.08. Resimac Group's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current PB Ratio is 0.83 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Resimac Group (ASX:RMC) Overvalued in 2026?
Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued.
The current stock price of A$0.83 is trading 32.5% below its estimated GF Value™ of A$1.23.
GuruFocus considers Resimac Group to be Possible Value Trap.
Key valuation signals for ASX:RMC:
PB Ratio: 0.83 (34% below median its 10-year median of 1.25)
GF Value™: A$1.23 vs. price of A$0.83 (32.5% below fair value)
Industry Position: 23.1% below the Banks median (#445 of 1516)
No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
62GF Score
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