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SALAFIN (Groupe BMCE) (CAS:SLF) PS Ratio : 4.46 (As of May. 12, 2024)


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What is SALAFIN (Groupe BMCE) PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, SALAFIN (Groupe BMCE)'s share price is MAD585.00. SALAFIN (Groupe BMCE)'s Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was MAD131.10. Hence, SALAFIN (Groupe BMCE)'s PS Ratio for today is 4.46.

Warning Sign:

SALAFIN (Groupe BMCE) stock PS Ratio (=4.46) is close to 10-year high of 4.91

The historical rank and industry rank for SALAFIN (Groupe BMCE)'s PS Ratio or its related term are showing as below:

CAS:SLF' s PS Ratio Range Over the Past 10 Years
Min: 1.51   Med: 2.62   Max: 4.91
Current: 4.46

During the past 13 years, SALAFIN (Groupe BMCE)'s highest PS Ratio was 4.91. The lowest was 1.51. And the median was 2.62.

CAS:SLF's PS Ratio is ranked worse than
58.46% of 520 companies
in the Credit Services industry
Industry Median: 3.13 vs CAS:SLF: 4.46

SALAFIN (Groupe BMCE)'s Revenue per Sharefor the six months ended in Dec. 2023 was MAD2.34. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was MAD131.10.

Warning Sign:

SALAFIN (Groupe BMCE) revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of SALAFIN (Groupe BMCE) was 0.90% per year. During the past 3 years, the average Revenue per Share Growth Rate was -18.40% per year. During the past 5 years, the average Revenue per Share Growth Rate was -18.50% per year.

During the past 13 years, SALAFIN (Groupe BMCE)'s highest 3-Year average Revenue per Share Growth Rate was -5.60% per year. The lowest was -25.20% per year. And the median was -13.80% per year.

Back to Basics: PS Ratio


SALAFIN (Groupe BMCE) PS Ratio Historical Data

The historical data trend for SALAFIN (Groupe BMCE)'s PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SALAFIN (Groupe BMCE) PS Ratio Chart

SALAFIN (Groupe BMCE) Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.57 1.99 2.61 4.38 3.97

SALAFIN (Groupe BMCE) Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.61 - 4.38 - 3.97

Competitive Comparison of SALAFIN (Groupe BMCE)'s PS Ratio

For the Credit Services subindustry, SALAFIN (Groupe BMCE)'s PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SALAFIN (Groupe BMCE)'s PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, SALAFIN (Groupe BMCE)'s PS Ratio distribution charts can be found below:

* The bar in red indicates where SALAFIN (Groupe BMCE)'s PS Ratio falls into.



SALAFIN (Groupe BMCE) PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

SALAFIN (Groupe BMCE)'s PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=585.00/131.095
=4.46

SALAFIN (Groupe BMCE)'s Share Price of today is MAD585.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. SALAFIN (Groupe BMCE)'s Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was MAD131.10.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


SALAFIN (Groupe BMCE)  (CAS:SLF) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


SALAFIN (Groupe BMCE) PS Ratio Related Terms

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SALAFIN (Groupe BMCE) (CAS:SLF) Business Description

Traded in Other Exchanges
N/A
Address
Immeuble Zenith Millenium 8, Sidi Maarouf, Casablanca, MAR
SALAFIN (Groupe BMCE) is a Morocco-based company. It is a finance company. It offers consumer credit services. The company operates through various business segments that are Personal Credit, which include personal loan, and mortgage credit; Auto Financing, which provides car loans; and Revolving Credit.