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EFU General Insurance (KAR:EFUG) PS Ratio : 0.20 (As of Jul. 12, 2025)


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What is EFU General Insurance PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, EFU General Insurance's share price is ₨123.00. EFU General Insurance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2025 was ₨601.62. Hence, EFU General Insurance's PS Ratio for today is 0.20.

The historical rank and industry rank for EFU General Insurance's PS Ratio or its related term are showing as below:

KAR:EFUG' s PS Ratio Range Over the Past 10 Years
Min: 0.16   Med: 0.38   Max: 4.01
Current: 0.2

During the past 13 years, EFU General Insurance's highest PS Ratio was 4.01. The lowest was 0.16. And the median was 0.38.

KAR:EFUG's PS Ratio is ranked better than
96.19% of 499 companies
in the Insurance industry
Industry Median: 1.14 vs KAR:EFUG: 0.20

EFU General Insurance's Revenue per Sharefor the three months ended in Mar. 2025 was ₨122.57. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2025 was ₨601.62.

During the past 12 months, the average Revenue per Share Growth Rate of EFU General Insurance was 20.40% per year. During the past 3 years, the average Revenue per Share Growth Rate was 29.00% per year. During the past 5 years, the average Revenue per Share Growth Rate was 17.80% per year. During the past 10 years, the average Revenue per Share Growth Rate was 36.20% per year.

During the past 13 years, EFU General Insurance's highest 3-Year average Revenue per Share Growth Rate was 90.90% per year. The lowest was 3.20% per year. And the median was 11.70% per year.

Back to Basics: PS Ratio


EFU General Insurance PS Ratio Historical Data

The historical data trend for EFU General Insurance's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

EFU General Insurance PS Ratio Chart

EFU General Insurance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.37 0.37 0.28 0.18 0.19

EFU General Insurance Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.18 0.16 0.17 0.19 0.21

Competitive Comparison of EFU General Insurance's PS Ratio

For the Insurance - Property & Casualty subindustry, EFU General Insurance's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EFU General Insurance's PS Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, EFU General Insurance's PS Ratio distribution charts can be found below:

* The bar in red indicates where EFU General Insurance's PS Ratio falls into.


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EFU General Insurance PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

EFU General Insurance's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=123.00/601.616
=0.20

EFU General Insurance's Share Price of today is ₨123.00.
EFU General Insurance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨601.62.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


EFU General Insurance  (KAR:EFUG) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


EFU General Insurance PS Ratio Related Terms

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EFU General Insurance Business Description

Traded in Other Exchanges
N/A
Address
EFU House, M.A. Jinnah Road, P.O. Box 5005, Karachi, SD, PAK, 74000
EFU General Insurance Ltd is an insurance company providing a range of non-life insurance products and services customized to meet the varied needs of a wide spectrum of businesses and industrial clients as well as individuals. The company has four reportable segments namely Fire and property damage; Marine, aviation and transport; Motor, and Miscellaneous. The company generates the majority of its revenue from Fire and property damage segment.

EFU General Insurance Headlines

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