FPLPF (Vanquis Banking Group) Net Loan: $3,602.8 Mil (As of Dec. 2025)


FPLPF Vanquis Banking Group PLC FPLPF
61 GF Score
Price $1.56
GF Value $1.43
Valuation Fairly Valued
! 4 Warning Signs
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What is Vanquis Banking Group Net Loan?

Vanquis Banking Group FPLPF 61 Net Loan is $3,602.8 Mil as of Dec. 2025. GuruFocus rates FPLPF with a GF Score™ of 61/100 and a GF Value™ of $1.43 (Fairly Valued). The stock has 4 warning signs investors should review.

Vanquis Banking Group's quarterly net loan increased from Dec. 2024 ($2,747.0 Mil) to Jun. 2025 ($3,155.2 Mil) and increased from Jun. 2025 ($3,155.2 Mil) to Dec. 2025 ($3,602.8 Mil).

Vanquis Banking Group's annual net loan increased from Dec. 2023 ($2,732.9 Mil) to Dec. 2024 ($3,155.2 Mil) and increased from Dec. 2024 ($3,155.2 Mil) to Dec. 2025 ($3,602.8 Mil).

Vanquis Banking Group Net Loan Historical Data

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The historical data trend for Vanquis Banking Group's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vanquis Banking Group Net Loan Chart

Vanquis Banking Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,230.98 2,330.45 2,732.91 2,747.03 3,602.81

Vanquis Banking Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,732.91 2,557.76 2,747.03 3,155.22 3,602.81
FPLPF
61GF Score
Vanquis Banking Group PLC FPLPF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Vanquis Banking Group Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $3,602.8 Mil mean?
Vanquis Banking Group (FPLPF) has a Net Loan of $3,602.8 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Vanquis Banking Group and its competitors.
Is Vanquis Banking Group's Net Loan too high?
Vanquis Banking Group's current Net Loan is $3,602.8 Mil. Overall, Vanquis Banking Group has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's Net Loan compare to PNC and USB?
Vanquis Banking Group's Net Loan of $3,602.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Vanquis Banking Group and its competitors. Vanquis Banking Group's current Net Loan is $3,602.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Vanquis Banking Group (FPLPF) is currently considered Fairly Valued. The stock's GF Value™ is $1.43, compared to a current price of $1.56 — trading 9.2% above its estimated fair value. The current Net Loan is $3,602.8 Mil. Vanquis Banking Group's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Vanquis Banking Group (FPLPF), the current Net Loan is $3,602.8 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vanquis Banking Group (FPLPF) Overvalued in 2026?

Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be overvalued. The current stock price of $1.56 is trading 9.2% above its estimated GF Value™ of $1.43. GuruFocus considers Vanquis Banking Group to be Fairly Valued.

Key valuation signals for FPLPF:

  • Net Loan: $3,602.8 Mil
  • GF Value™: $1.43 vs. price of $1.56 (9.2% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the FPLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vanquis Banking Group Business Description

Other Exchanges VANQl:UKVANQ:UK
Address No. 5 Godwin Street, Fairburn House, Bradford, West Yorkshire, GBR, BD1 2AH
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
61GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.56
Price
$1.43
GF Value