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Vanquis Banking Group (OTCPK:FPLPF) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Vanquis Banking Group's Enterprise Value for the quarter that ended in Jun. 2026 was $3,825.3 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Vanquis Banking Group's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $223.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Vanquis Banking Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vanquis Banking Group EV-to-EBIT vs Banks Industry
For the Banks industry and Financial Services sector, Vanquis Banking Group's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Vanquis Banking Group's EV-to-EBIT falls into.
Vanquis Banking Group's current Enterprise Value is $-56.1 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Vanquis Banking Group's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $223.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vanquis Banking Group (FPLPF) has a EV-to-EBIT of -0.25 as of Sep. 22, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Vanquis Banking Group and its competitors. According to the industry distribution chart, Vanquis Banking Group ranks #999999 out of 607 companies in the Banks industry.
Is Vanquis Banking Group's EV-to-EBIT too high?
Vanquis Banking Group's current EV-to-EBIT is -0.25. Based on the distribution chart, Vanquis Banking Group ranks #999999 out of 607 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Vanquis Banking Group has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's EV-to-EBIT compare to USB and PNC?
According to the Banks industry distribution chart, Vanquis Banking Group ranks #999999 out of 607 companies for EV-to-EBIT. This places Vanquis Banking Group in the lower half of its industry. The industry median EV-to-EBIT is 8.75. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Banks company?
The median EV-to-EBIT among Banks companies is 8.75, based on 607 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Vanquis Banking Group and its competitors. For the Banks industry, the median EV-to-EBIT is 8.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vanquis Banking Group's current EV-to-EBIT is -0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Vanquis Banking Group (FPLPF) has a current EV-to-EBIT of -0.25. The stock's GF Value™ is $2.10, compared to a current price of $1.56 — trading 25.7% below its estimated fair value. The current EV-to-EBIT is -0.25. Vanquis Banking Group's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Vanquis Banking Group (FPLPF), the current EV-to-EBIT is -0.25 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vanquis Banking Group (FPLPF) Overvalued in 2026?
Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be undervalued.
The current stock price of $1.56 is trading 25.7% below its estimated GF Value™ of $2.10.
Key valuation signals for FPLPF:
EV-to-EBIT: -0.25
GF Value™: $2.10 vs. price of $1.56 (25.7% below fair value)
No single metric tells the full story. See the FPLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
45GF Score
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EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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