FPLPF (Vanquis Banking Group) Cash Flow from Investing: $-411.2 Mil (TTM As of Jun. 2026)

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FPLPF Vanquis Banking Group PLC FPLPF
56 GF Score
Price $1.56
GF Value $2.03
! 3 Warning Signs
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What is Vanquis Banking Group Cash Flow from Investing?

Vanquis Banking Group FPLPF 56 Cash Flow from Investing is $-411.2 Mil as of Jun. 2026. GuruFocus rates FPLPF with a GF Score™ of 56/100 and a GF Value™ of $2.03. The stock has 3 warning signs investors should review.

Cash Flow from Investing covers the cash a company gains or spends from investment activities in financial market and operating subsidiaries. It also includes the cash the company used for property, plant and equipment (PPE).

For the six months ended in Jun. 2026, Vanquis Banking Group spent $0.1 Mil on purchasing property, plant, equipment. It gained $0.0 Mil from selling property, plant, and equipment. It spent $0.0 Mil on purchasing business. It gained $0.0 Mil from selling business. It spent $202.5 Mil on purchasing investments. It gained $1.1 Mil from selling investments. It paid $12.4Mil for net Intangibles purchase and sale. And it paid $0.0 Mil for other investing activities. In all, Vanquis Banking Group spent $214.0 Mil on investment activities in financial market and operating subsidiaries for the six months ended in Jun. 2026.


Vanquis Banking Group  (OTCPK:FPLPF) Cash Flow from Investing Explanation

Cash flow from investing contains nine items:

1. Purchase Of Property, Plant, Equipment:
Purchase of PPE indicates the amount used to purchase property, plant, and equipment.

Vanquis Banking Group's purchase of property, plant, equipment for the six months ended in Jun. 2026 was $-0.1 Mil. It means Vanquis Banking Group spent $0.1 Mil on purchasing property, plant, equipment.

In the capital spending for property, plant and equipment (PPE), some part of spending may be from the expansion of business. The business needs more property, plant and equipment (PPE) as it grows. Another part may be from replacement of the property, plant and equipment (PPE) of existing business. For some companies, the cash spent on replacing of the property, plant and equipment (PPE) of the existing business will be close to the depreciation of property, plant and equipment (PPE) reported in the income statement.

In Warren Buffett's definition of Owner's Earnings, he deducts the estimate of the cost of replacing the property, plant and equipment (PPE) of the existing business from cash flow from operations. The cash spent on the new property, plant, and equipment is not deducted. The reason is because these are not costs of the existing business. In his 1986 letter to shareholders, Warren Buffett wrote this about owner earnings:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume....Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

2. Sale Of Property, Plant, Equipment:
Sale of PPE indicates the amount gained from selling property, plant, and equipment.

Vanquis Banking Group's sale of property, plant, equipment for the six months ended in Jun. 2026 was $0.0 Mil. It means Vanquis Banking Group gained $0.0 Mil from selling property, plant, and equipment.

3.Purchase Of Business:
Purchase of business indicates the amount used to purchase business.

Vanquis Banking Group's purchase of business for the six months ended in Jun. 2026 was $0.0 Mil. It means Vanquis Banking Group spent $0.0 Mil on purchasing business.

4. Sale Of Business:
Sale of business indicates the amount gained from selling business.

Vanquis Banking Group's sale of business for the six months ended in Jun. 2026 was $0.0 Mil. It means Vanquis Banking Group gained $0.0 Mil from selling business.

5. Purchase Of Investment:
Purchase of Investments represents cash outflow on the purchase of investments in securities.

Vanquis Banking Group's purchase of investment for the six months ended in Jun. 2026 was $-202.5 Mil. It means Vanquis Banking Group spent {stock_data.stock.currency_symbol}}202.5 Mil on purchasing investments.

6. Sale Of Investment:
Sale of Investments represents cash inflow on the sale of investments in securities.

Vanquis Banking Group's sale of investment for the six months ended in Jun. 2026 was $1.1 Mil. It means Vanquis Banking Group gained $1.1 Mil from selling investments.

7. Net Intangibles Purchase And Sale:
Net Intangibles purchase and sale means the net cash inflow received by a company that comes from the purchase and sale of intangibles. It equals the cash received from sale of intangibles minus the cash spent on purchasing intangibles.

Vanquis Banking Group's net Intangibles purchase and sale for the six months ended in Jun. 2026 was $-12.4 Mil. It means Vanquis Banking Group paid $12.4 Mil for net Intangibles purchase and sale.

8. Cash From Discontinued Investing Activities:
Cash from discontinued investing activities means the cash received by a company that comes from the discontinued investing activities.

Vanquis Banking Group's cash from discontinued investing activities for the six months ended in Jun. 2026 was 0.0 Mil. It means Vanquis Banking Group paid $0.0 Mil for discontinued investing activities.

9. Cash From Other Investing Activities:
Cash from other investing activities means the cash received by a company that comes from other investing activities.

Vanquis Banking Group's cash from other investing activities for the six months ended in Jun. 2026 was $-0.0 Mil. It means Vanquis Banking Group paid $0.0 Mil for other investing activities.


Vanquis Banking Group Cash Flow from Investing Related Terms


Vanquis Banking Group Cash Flow from Investing Historical Data

* Premium members only.

The historical data trend for Vanquis Banking Group's Cash Flow from Investing can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vanquis Banking Group Cash Flow from Investing Chart

Vanquis Banking Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow from Investing
Get a 7-Day Free Trial Premium Member Only Premium Member Only -29.65 -39.95 -23.80 -13.15 -361.85

Vanquis Banking Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Cash Flow from Investing Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -12.98 -0.25 -166.89 -197.19 -214.00
FPLPF
56GF Score
Vanquis Banking Group PLC FPLPF
Cash Flow from Investing is just one metric. See GF Score™, valuation, warning signs, and more.
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Vanquis Banking Group Cash Flow from Investing Calculation

Cash Flow from Investing covers the cash a company gains or spends from investment activities in financial market and operating subsidiaries. It also includes the cash the company used for property, plant and equipment (PPE).

If a company spends cash on property, plant and equipment (PPE), this will reduce their cash position. This is called Capital Expenditures (CPEX).

Likewise, if a company buys another company for cash, this will reduce their cash position.

Vanquis Banking Group's Cash Flow from Investing for the fiscal year that ended in Dec. 2025 is calculated as:

Vanquis Banking Group's Cash Flow from Investing for the quarter that ended in Jun. 2026 is calculated as:


Cash Flow from Investing for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was $-411.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Investing of $-411.2 Mil mean?
Vanquis Banking Group (FPLPF) has a Cash Flow from Investing of $-411.2 Mil as of Jun. 2026. Cash Flow from Investing is the amount of cash earned or paid from investing operations. View historical data for Vanquis Banking Group and its competitors.
Is Vanquis Banking Group's Cash Flow from Investing too high?
Vanquis Banking Group's current Cash Flow from Investing is $-411.2 Mil. Overall, Vanquis Banking Group has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's Cash Flow from Investing compare to PNC and USB?
Vanquis Banking Group's Cash Flow from Investing of $-411.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Investing for a Banks company?
A good Cash Flow from Investing depends on the Banks industry context. However, Cash Flow from Investing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Investing mean?
A high Cash Flow from Investing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Investing is the amount of cash earned or paid from investing operations. View historical data for Vanquis Banking Group and its competitors. Vanquis Banking Group's current Cash Flow from Investing is $-411.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Vanquis Banking Group (FPLPF) has a current Cash Flow from Investing of $-411.2 Mil. The stock's GF Value™ is $2.03, compared to a current price of $1.56 — trading 23.1% below its estimated fair value. The current Cash Flow from Investing is $-411.2 Mil. Vanquis Banking Group's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Investing calculated?
Cash Flow from Investing is calculated from a company's financial statements. For Vanquis Banking Group (FPLPF), the current Cash Flow from Investing is $-411.2 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vanquis Banking Group (FPLPF) Overvalued in 2026?

Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be undervalued. The current stock price of $1.56 is trading 23.1% below its estimated GF Value™ of $2.03.

Key valuation signals for FPLPF:

  • Cash Flow from Investing: $-411.2 Mil
  • GF Value™: $2.03 vs. price of $1.56 (23.1% below fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the FPLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vanquis Banking Group Business Description

Other Exchanges VANQl:UKVANQ:UK
Address No. 5 Godwin Street, Fairburn House, Bradford, West Yorkshire, GBR, BD1 2AH
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
56GF Score

Get the complete analysis for FPLPF

Cash Flow from Investing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.56
Price
$2.03
GF Value