FPLPF (Vanquis Banking Group) 1-Year Sharpe Ratio: 0.97 (As of Jul. 03, 2026)


FPLPF Vanquis Banking Group PLC FPLPF
61 GF Score
Price $1.56
GF Value $1.42
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Vanquis Banking Group 1-Year Sharpe Ratio?

Vanquis Banking Group FPLPF 61 1-Year Sharpe Ratio is 0.97 as of Jul. 03, 2026. GuruFocus rates FPLPF with a GF Score™ of 61/100 and a GF Value™ of $1.42 (Fairly Valued). The stock has 4 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-03), Vanquis Banking Group's 1-Year Sharpe Ratio is 0.97.

Vanquis Banking Group  (OTCPK:FPLPF) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Vanquis Banking Group 1-Year Sharpe Ratio Related Terms

FPLPF vs PNC, USB: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Vanquis Banking Group's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Vanquis Banking Group 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Vanquis Banking Group's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Vanquis Banking Group's 1-Year Sharpe Ratio falls into.


FPLPF
61GF Score
Vanquis Banking Group PLC FPLPF
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vanquis Banking Group 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.97 mean?
Vanquis Banking Group (FPLPF) has a 1-Year Sharpe Ratio of 0.97 as of Jul. 03, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Vanquis Banking Group and its competitors.
Is Vanquis Banking Group's 1-Year Sharpe Ratio too high?
Vanquis Banking Group's current 1-Year Sharpe Ratio is 0.97. Overall, Vanquis Banking Group has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's 1-Year Sharpe Ratio compare to PNC and USB?
Vanquis Banking Group's 1-Year Sharpe Ratio of 0.97 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Vanquis Banking Group and its competitors. Vanquis Banking Group's current 1-Year Sharpe Ratio is 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Vanquis Banking Group (FPLPF) is currently considered Fairly Valued. The stock's GF Value™ is $1.42, compared to a current price of $1.56 — trading 9.9% above its estimated fair value. The current 1-Year Sharpe Ratio is 0.97. Vanquis Banking Group's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Vanquis Banking Group (FPLPF), the current 1-Year Sharpe Ratio is 0.97 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vanquis Banking Group (FPLPF) Overvalued in 2026?

Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be overvalued. The current stock price of $1.56 is trading 9.9% above its estimated GF Value™ of $1.42. GuruFocus considers Vanquis Banking Group to be Fairly Valued.

Key valuation signals for FPLPF:

  • 1-Year Sharpe Ratio: 0.97
  • GF Value™: $1.42 vs. price of $1.56 (9.9% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the FPLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vanquis Banking Group Business Description

Other Exchanges VANQl:UKVANQ:UK
Address No. 5 Godwin Street, Fairburn House, Bradford, West Yorkshire, GBR, BD1 2AH
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
61GF Score

Get the complete analysis for FPLPF

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.56
Price
$1.42
GF Value