FPLPF (Vanquis Banking Group) Total Noninterest Expense: $601.7 Mil (As of Dec. 2025)


FPLPF Vanquis Banking Group PLC FPLPF
60 GF Score
Price $1.56
GF Value $1.36
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Vanquis Banking Group Total Noninterest Expense?

Vanquis Banking Group FPLPF 60 Total Noninterest Expense is $601.7 Mil as of Dec. 2025. GuruFocus rates FPLPF with a GF Score™ of 60/100 and a GF Value™ of $1.36 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Vanquis Banking Group's Total Noninterest Expense for the six months ended in Dec. 2025 was $312.0 Mil. Vanquis Banking Group's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $601.7 Mil.

Vanquis Banking Group Total Noninterest Expense Related Terms

Vanquis Banking Group Total Noninterest Expense Historical Data

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The historical data trend for Vanquis Banking Group's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vanquis Banking Group Total Noninterest Expense Chart

Vanquis Banking Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 447.47 451.40 633.92 738.81 597.86

Vanquis Banking Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 306.08 347.20 393.81 289.69 312.05
FPLPF
60GF Score
Vanquis Banking Group PLC FPLPF
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Vanquis Banking Group Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $601.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $601.7 Mil mean?
Vanquis Banking Group (FPLPF) has a Total Noninterest Expense of $601.7 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Vanquis Banking Group and its competitors.
Is Vanquis Banking Group's Total Noninterest Expense too high?
Vanquis Banking Group's current Total Noninterest Expense is $601.7 Mil. Overall, Vanquis Banking Group has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's Total Noninterest Expense compare to PNC and USB?
Vanquis Banking Group's Total Noninterest Expense of $601.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Vanquis Banking Group and its competitors. Vanquis Banking Group's current Total Noninterest Expense is $601.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Vanquis Banking Group (FPLPF) is currently considered Modestly Overvalued. The stock's GF Value™ is $1.36, compared to a current price of $1.56 — trading 14.8% above its estimated fair value. The current Total Noninterest Expense is $601.7 Mil. Vanquis Banking Group's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Vanquis Banking Group (FPLPF), the current Total Noninterest Expense is $601.7 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vanquis Banking Group (FPLPF) Overvalued in 2026?

Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be overvalued. The current stock price of $1.56 is trading 14.8% above its estimated GF Value™ of $1.36. GuruFocus considers Vanquis Banking Group to be Modestly Overvalued.

Key valuation signals for FPLPF:

  • Total Noninterest Expense: $601.7 Mil
  • GF Value™: $1.36 vs. price of $1.56 (14.8% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the FPLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vanquis Banking Group Business Description

Other Exchanges VANQl:UKVANQ:UK
Address No. 5 Godwin Street, Fairburn House, Bradford, West Yorkshire, GBR, BD1 2AH
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
60GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.56
Price
$1.36
GF Value