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Capex-to-Operating-Cash-Flow assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. It’s also useful to distinguish whether the company is capital intensive or not.
Vanquis Banking Group (OTCPK:FPLPF) Capex-to-Operating-Cash-Flow Explanation
Capex-to-Operating-Cash-Flow ratio assesses how much of a company’s Cash Flow from Operations is being devoted to Capital Expenditure. It is a good indicator in terms of how much the company is focused on growth. In general, a high Capex-to-Operating-Cash-Flow ratio indicates that the company is investing more in physical assets and is focused on growth and expansion. Conversely, lower ratio could indicate that a company has reached maturity and is no longer pursuing aggressive growth.
Moreover, the ratio is also useful to distinguish whether the company is capital intensive or not. If the ratio is large, then the company tends to be capital intensive. Lower ratio suggests that it’s a capital-light business. The ratio can be combined with ROIC % to identify whether the company is an asset-light business that has a high return on invested capital. This is one question investors commonly ask to see if a company qualifies as a good company.
Vanquis Banking Group Capex-to-Operating-Cash-Flow Related Terms
Vanquis Banking Group Capex-to-Operating-Cash-Flow Historical Data
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The historical data trend for Vanquis Banking Group's Capex-to-Operating-Cash-Flow can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vanquis Banking Group Capex-to-Operating-Cash-Flow Chart
FPLPF vs USB, PNC: Capex-to-Operating-Cash-Flow Comparison
For the Banks - Regional subindustry, Vanquis Banking Group's Capex-to-Operating-Cash-Flow, along with its competitors' market caps and Capex-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vanquis Banking Group Capex-to-Operating-Cash-Flow vs Banks Industry
For the Banks industry and Financial Services sector, Vanquis Banking Group's Capex-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Vanquis Banking Group's Capex-to-Operating-Cash-Flow falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Capex-to-Operating-Cash-Flow of 0.00 mean?
Vanquis Banking Group (FPLPF) has a Capex-to-Operating-Cash-Flow of 0.00 as of Jun. 2026. Capex to Operating Cash Flow ratio assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. View historical data on Vanquis Banking Group and its competitors. Over the past decade, Vanquis Banking Group's Capex-to-Operating-Cash-Flow has ranged from 0.03 to 2.00. According to the industry distribution chart, Vanquis Banking Group ranks #553 out of 828 companies in the Banks industry, placing it in the top 66.8%.
Is Vanquis Banking Group's Capex-to-Operating-Cash-Flow too high?
Vanquis Banking Group's current Capex-to-Operating-Cash-Flow is 0.00. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 2.00. Based on the distribution chart, Vanquis Banking Group ranks #553 out of 828 companies in the Banks industry, which is below the industry midpoint. Overall, Vanquis Banking Group has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's Capex-to-Operating-Cash-Flow compare to USB and PNC?
According to the Banks industry distribution chart, Vanquis Banking Group ranks #553 out of 828 companies for Capex-to-Operating-Cash-Flow. This places Vanquis Banking Group in the lower half of its industry. The industry median Capex-to-Operating-Cash-Flow is 0.06. Historically, Vanquis Banking Group's own Capex-to-Operating-Cash-Flow has ranged from 0.03 to 2.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capex-to-Operating-Cash-Flow for a Banks company?
The median Capex-to-Operating-Cash-Flow among Banks companies is 0.06, based on 828 companies in the industry. Companies in the top quartile (top 25%) have a Capex-to-Operating-Cash-Flow significantly above this median, while those in the bottom quartile fall well below. However, Capex-to-Operating-Cash-Flow should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capex-to-Operating-Cash-Flow mean?
A high Capex-to-Operating-Cash-Flow can signal that a stock is expensive relative to its fundamentals. Capex to Operating Cash Flow ratio assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. View historical data on Vanquis Banking Group and its competitors. For the Banks industry, the median Capex-to-Operating-Cash-Flow is 0.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vanquis Banking Group's current Capex-to-Operating-Cash-Flow is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Vanquis Banking Group (FPLPF) has a current Capex-to-Operating-Cash-Flow of 0.00. The stock's GF Value™ is $2.05, compared to a current price of $1.56 — trading 23.8% below its estimated fair value. The current Capex-to-Operating-Cash-Flow is 0.00. Vanquis Banking Group's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capex-to-Operating-Cash-Flow calculated?
Capex-to-Operating-Cash-Flow is calculated from a company's financial statements. For Vanquis Banking Group (FPLPF), the current Capex-to-Operating-Cash-Flow is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vanquis Banking Group (FPLPF) Overvalued in 2026?
Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be undervalued.
The current stock price of $1.56 is trading 23.8% below its estimated GF Value™ of $2.05.
Key valuation signals for FPLPF:
Capex-to-Operating-Cash-Flow: 0.00
GF Value™: $2.05 vs. price of $1.56 (23.8% below fair value)
No single metric tells the full story. See the FPLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
45GF Score
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Capex-to-Operating-Cash-Flow is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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