FPLPF (Vanquis Banking Group) ROC (Joel Greenblatt) %: % (As of Dec. 2025)


FPLPF Vanquis Banking Group PLC FPLPF
61 GF Score
Price $1.56
GF Value $1.36
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Vanquis Banking Group ROC (Joel Greenblatt) %?

Vanquis Banking Group FPLPF 61 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates FPLPF with a GF Score™ of 61/100 and a GF Value™ of $1.36 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 47 Banks companies, Vanquis Banking Group ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FPLPF
61GF Score
Vanquis Banking Group PLC FPLPF
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Vanquis Banking Group (FPLPF) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Vanquis Banking Group and its competitors. According to the industry distribution chart, Vanquis Banking Group ranks #999999 out of 47 companies in the Banks industry.
Is Vanquis Banking Group's ROC (Joel Greenblatt) % too high?
Vanquis Banking Group's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Vanquis Banking Group ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Vanquis Banking Group has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's ROC (Joel Greenblatt) % compare to PNC?
According to the Banks industry distribution chart, Vanquis Banking Group ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Vanquis Banking Group in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 70.66. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 70.66, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Vanquis Banking Group and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 70.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vanquis Banking Group's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Vanquis Banking Group (FPLPF) is currently considered Modestly Overvalued. The stock's GF Value™ is $1.36, compared to a current price of $1.56 — trading 14.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Vanquis Banking Group's overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Vanquis Banking Group (FPLPF), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vanquis Banking Group (FPLPF) Overvalued in 2026?

Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be overvalued. The current stock price of $1.56 is trading 14.8% above its estimated GF Value™ of $1.36. GuruFocus considers Vanquis Banking Group to be Modestly Overvalued.

Key valuation signals for FPLPF:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $1.36 vs. price of $1.56 (14.8% above fair value)
  • GF Score™: 61/100 with 1 warning sign

No single metric tells the full story. See the FPLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vanquis Banking Group Business Description

Other Exchanges VANQl:UKVANQ:UK
Address No. 5 Godwin Street, Fairburn House, Bradford, West Yorkshire, GBR, BD1 2AH
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
61GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.56
Price
$1.36
GF Value