Vanquis Banking GroupFPLPF 60 3-Year Share Buyback Ratio is 0.50 as of Dec. 2025. GuruFocus rates FPLPF with a GF Score™ of 60/100 and a GF Value™ of $1.46 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,041 Banks companies, Vanquis Banking Group ranks better than 70.12% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Vanquis Banking Group's current 3-Year Share Buyback Ratio was 0.50%.
The historical rank and industry rank for Vanquis Banking Group's 3-Year Share Buyback Ratio or its related term are showing as below:
FPLPF'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -8 Med: -0.9 Max: 2.9
Current: 0.5
During the past 13 years, Vanquis Banking Group's highest 3-Year Share Buyback Ratio was 2.90%. The lowest was -8.00%. And the median was -0.90%.
FPLPF's 3-Year Share Buyback Ratio is ranked better than 70.12% of 1041
companies
in the Banks industry
Industry Median: -0.2
vs FPLPF: 0.50
Vanquis Banking Group (OTCPK:FPLPF) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Vanquis Banking Group 3-Year Share Buyback Ratio Related Terms
FPLPF vs PNC, USB: 3-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, Vanquis Banking Group's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vanquis Banking Group 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Vanquis Banking Group's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Vanquis Banking Group's 3-Year Share Buyback Ratio falls into.
Vanquis Banking Group 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 0.50 mean?
Vanquis Banking Group (FPLPF) has a 3-Year Share Buyback Ratio of 0.50 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Vanquis Banking Group and its competitors. According to the industry distribution chart, Vanquis Banking Group ranks #311 out of 1041 companies in the Banks industry, placing it in the top 29.9%.
Is Vanquis Banking Group's 3-Year Share Buyback Ratio too high?
Vanquis Banking Group's current 3-Year Share Buyback Ratio is 0.50. Based on the distribution chart, Vanquis Banking Group ranks #311 out of 1041 companies in the Banks industry, which is above the industry midpoint. Overall, Vanquis Banking Group has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's 3-Year Share Buyback Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Vanquis Banking Group ranks #311 out of 1041 companies for 3-Year Share Buyback Ratio. This puts Vanquis Banking Group in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Vanquis Banking Group and its competitors. Vanquis Banking Group's current 3-Year Share Buyback Ratio is 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Vanquis Banking Group (FPLPF) is currently considered Modestly Overvalued. The stock's GF Value™ is $1.46, compared to a current price of $1.56 — trading 6.9% above its estimated fair value. The current 3-Year Share Buyback Ratio is 0.50. Vanquis Banking Group's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Vanquis Banking Group (FPLPF), the current 3-Year Share Buyback Ratio is 0.50 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vanquis Banking Group (FPLPF) Overvalued in 2026?
Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be overvalued.
The current stock price of $1.56 is trading 6.9% above its estimated GF Value™ of $1.46.
GuruFocus considers Vanquis Banking Group to be Modestly Overvalued.
Key valuation signals for FPLPF:
3-Year Share Buyback Ratio: 0.50
GF Value™: $1.46 vs. price of $1.56 (6.9% above fair value)
No single metric tells the full story. See the FPLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
60GF Score
Get the complete analysis for FPLPF
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FPLPF has been successfully added to your 