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During the past 12 months, Vanquis Banking Group's average Free Cash Flow per Share Growth Rate was -31.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
During the past 13 years, the highest 3-Year average Free Cash Flow per Share Growth Rate of Vanquis Banking Group was 65.90% per year. The lowest was -83.40% per year. And the median was 17.90% per year.
Vanquis Banking Group (OTCPK:FPLPF) 3-Year FCF Growth Rate Explanation
Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.
Vanquis Banking Group 3-Year FCF Growth Rate Related Terms
FPLPF vs PNC, USB: 3-Year FCF Growth Rate Comparison
For the Banks - Regional subindustry, Vanquis Banking Group's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vanquis Banking Group 3-Year FCF Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Vanquis Banking Group's 3-Year FCF Growth Rate distribution charts can be found below:
* The bar in red indicates where Vanquis Banking Group's 3-Year FCF Growth Rate falls into.
Vanquis Banking Group 3-Year FCF Growth Rate Calculation
This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
Vanquis Banking Group (FPLPF) has a 3-Year FCF Growth Rate of 0.00% as of Jun. 2026. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Vanquis Banking Group and its competitors. According to the industry distribution chart, Vanquis Banking Group ranks #999999 out of 1047 companies in the Banks industry.
Is Vanquis Banking Group's 3-Year FCF Growth Rate too high?
Vanquis Banking Group's current 3-Year FCF Growth Rate is 0.00%. Based on the distribution chart, Vanquis Banking Group ranks #999999 out of 1047 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Vanquis Banking Group has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's 3-Year FCF Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Vanquis Banking Group ranks #999999 out of 1047 companies for 3-Year FCF Growth Rate. This places Vanquis Banking Group in the lower half of its industry. The industry median 3-Year FCF Growth Rate is 0.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for a Banks company?
The median 3-Year FCF Growth Rate among Banks companies is 0.40, based on 1,047 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year FCF Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Vanquis Banking Group and its competitors. For the Banks industry, the median 3-Year FCF Growth Rate is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vanquis Banking Group's current 3-Year FCF Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Vanquis Banking Group (FPLPF) has a current 3-Year FCF Growth Rate of 0.00%. The stock's GF Value™ is $2.07, compared to a current price of $1.56 — trading 24.6% below its estimated fair value. The current 3-Year FCF Growth Rate is 0.00%. Vanquis Banking Group's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For Vanquis Banking Group (FPLPF), the current 3-Year FCF Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vanquis Banking Group (FPLPF) Overvalued in 2026?
Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be undervalued.
The current stock price of $1.56 is trading 24.6% below its estimated GF Value™ of $2.07.
Key valuation signals for FPLPF:
3-Year FCF Growth Rate: 0.00%
GF Value™: $2.07 vs. price of $1.56 (24.6% below fair value)
No single metric tells the full story. See the FPLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
56GF Score
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3-Year FCF Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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