FPLPF (Vanquis Banking Group) YoY EPS Growth: 103.16% (As of Dec. 2025)

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FPLPF Vanquis Banking Group PLC FPLPF
65 GF Score
Price $1.56
GF Value $1.44
! 1 Warning Sign
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What is Vanquis Banking Group YoY EPS Growth?

Vanquis Banking Group FPLPF 65 YoY EPS Growth is 103.16% as of Dec. 2025. GuruFocus rates FPLPF with a GF Score™ of 65/100 and a GF Value™ of $1.44. The stock has 1 warning sign investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Vanquis Banking Group's YoY EPS Growth for the quarter that ended in Dec. 2025 was 103.16%.

Vanquis Banking Group's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was $0.01.

Vanquis Banking Group YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Vanquis Banking Group's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vanquis Banking Group YoY EPS Growth Chart

Vanquis Banking Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 61.54 318.24 -115.63 -917.24 106.95

Vanquis Banking Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -91.79 -123.75 -1,972.73 115.64 103.16
FPLPF
65GF Score
Vanquis Banking Group PLC FPLPF
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Vanquis Banking Group YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Vanquis Banking Group's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(0.041--0.59)/ | -0.59 |
=106.95 %

Vanquis Banking Group's YoY EPS Growth for the quarter that ended in Dec. 2025 is calculated as:

YoY EPS Growth (Q: Dec. 2025 )
=(Earnings per Share (Diluted) (Q: Dec. 2025 )-Earnings per Share (Diluted) (Q: Dec. 2024 )) / | Earnings per Share (Diluted) (Q: Dec. 2024 )) |
=(0.013--0.412)/ | -0.412 |
=103.16 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 103.16% mean?
Vanquis Banking Group (FPLPF) has a YoY EPS Growth of 103.16% as of Dec. 2025. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Vanquis Banking Group and its competitors.
Is Vanquis Banking Group's YoY EPS Growth too high?
Vanquis Banking Group's current YoY EPS Growth is 103.16%. Overall, Vanquis Banking Group has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's YoY EPS Growth compare to PNC and USB?
Vanquis Banking Group's YoY EPS Growth of 103.16% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Vanquis Banking Group and its competitors. Vanquis Banking Group's current YoY EPS Growth is 103.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Vanquis Banking Group (FPLPF) has a current YoY EPS Growth of 103.16%. The stock's GF Value™ is $1.44, compared to a current price of $1.56 — trading 8.4% above its estimated fair value. The current YoY EPS Growth is 103.16%. Vanquis Banking Group's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Vanquis Banking Group (FPLPF), the current YoY EPS Growth is 103.16% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vanquis Banking Group (FPLPF) Overvalued in 2026?

Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be overvalued. The current stock price of $1.56 is trading 8.4% above its estimated GF Value™ of $1.44.

Key valuation signals for FPLPF:

  • YoY EPS Growth: 103.16%
  • GF Value™: $1.44 vs. price of $1.56 (8.4% above fair value)
  • GF Score™: 65/100 with 1 warning sign

No single metric tells the full story. See the FPLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vanquis Banking Group Business Description

Other Exchanges VANQl:UKVANQ:UK
Address No. 5 Godwin Street, Fairburn House, Bradford, West Yorkshire, GBR, BD1 2AH
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
65GF Score

Get the complete analysis for FPLPF

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.56
Price
$1.44
GF Value