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Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. This ratio is a measure of a bank's financial health and suggests how leveraged a bank is based on its assets. A higher ratio indicates stronger financial footing.
HomeTrust Bancshares's Capital Adequacy Tier - Leverage Ratio % for the quarter that ended in Mar. 2026 was 12.98%
, which is lower than
12.99% for the pervious quarter ended in Dec. 2025.
HomeTrust Bancshares's Capital Adequacy Tier - Leverage Ratio % for the annual that ended in Dec. 2025 was 12.99%
, which is higher than
11.88% for the pervious year ended in Dec. 2024.
The historical rank and industry rank for HomeTrust Bancshares's Capital Adequacy Tier - Leverage Ratio % or its related term are showing as below:
HTB's Capital Adequacy Tier - Leverage Ratio % is not ranked *
in the Banks industry.
Industry Median: * Ranked among companies with meaningful Capital Adequacy Tier - Leverage Ratio % only.
HomeTrust Bancshares (NYSE:HTB) Capital Adequacy Tier - Leverage Ratio % Explanation
Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. In this situation, total assets means a bank's total exposures, which include its consolidated assets, derivative exposure and certain off-balance sheet exposures.
The leverage ratio is used by regulators to ensure the capital adequacy of banks and to limit the degree to which banks can leverage its capital base. The higher the leverage ratio is, the more likely a bank can withstand negative shocks to its balance sheet.
HomeTrust Bancshares Capital Adequacy Tier - Leverage Ratio % Related Terms
HomeTrust Bancshares Capital Adequacy Tier - Leverage Ratio % Historical Data
* Premium members only.
The historical data trend for HomeTrust Bancshares's Capital Adequacy Tier - Leverage Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HomeTrust Bancshares Capital Adequacy Tier - Leverage Ratio % Chart
HTB vs PGC, ALRS, ORRF: Capital Adequacy Tier - Leverage Ratio % Comparison
For the Banks - Regional subindustry, HomeTrust Bancshares's Capital Adequacy Tier - Leverage Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Leverage Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HomeTrust Bancshares (NYSE:HTB) Capital Adequacy Tier - Leverage Ratio % Calculation
Capital Adequacy Tier - Leverage Ratio % is calculated as
Capital Adequacy Tier - Leverage Ratio %
=
Capital
/
Total Assets
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Frequently Asked Questions
What does a Capital Adequacy Tier - Leverage Ratio % of 12.98% mean?
HomeTrust Bancshares (HTB) has a Capital Adequacy Tier - Leverage Ratio % of 12.98% as of Mar. 2026. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on HomeTrust Bancshares and its competitors.
Is HomeTrust Bancshares' Capital Adequacy Tier - Leverage Ratio % too high?
HomeTrust Bancshares' current Capital Adequacy Tier - Leverage Ratio % is 12.98%. Overall, HomeTrust Bancshares has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HomeTrust Bancshares' Capital Adequacy Tier - Leverage Ratio % compare to PGC and ALRS?
HomeTrust Bancshares' Capital Adequacy Tier - Leverage Ratio % of 12.98% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capital Adequacy Tier - Leverage Ratio % for a Banks company?
A good Capital Adequacy Tier - Leverage Ratio % depends on the Banks industry context. However, Capital Adequacy Tier - Leverage Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capital Adequacy Tier - Leverage Ratio % mean?
A high Capital Adequacy Tier - Leverage Ratio % can signal that a stock is expensive relative to its fundamentals. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on HomeTrust Bancshares and its competitors. HomeTrust Bancshares's current Capital Adequacy Tier - Leverage Ratio % is 12.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HomeTrust Bancshares stock overvalued right now?
Based on GuruFocus' analysis, HomeTrust Bancshares (HTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $36.33, compared to a current price of $48.70 — trading 34% above its estimated fair value. The current Capital Adequacy Tier - Leverage Ratio % is 12.98%. HomeTrust Bancshares' overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capital Adequacy Tier - Leverage Ratio % calculated?
Capital Adequacy Tier - Leverage Ratio % is calculated from a company's financial statements. For HomeTrust Bancshares (HTB), the current Capital Adequacy Tier - Leverage Ratio % is 12.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HomeTrust Bancshares (HTB) Overvalued in 2026?
Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued.
The current stock price of $48.70 is trading 34% above its estimated GF Value™ of $36.33.
GuruFocus considers HomeTrust Bancshares to be Significantly Overvalued.
Key valuation signals for HTB:
Capital Adequacy Tier - Leverage Ratio %: 12.98%
GF Value™: $36.33 vs. price of $48.70 (34% above fair value)
No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
68GF Score
Get the complete analysis for HTB
Capital Adequacy Tier - Leverage Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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