HTB (HomeTrust Bancshares) Shiller PE Ratio: (As of Aug. 08, 2026)

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HTB HomeTrust Bancshares Inc HTB
69 GF Score
Price $50.80
GF Value $38.17
Valuation Significantly Overvalued
! 6 Warning Signs
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What is HomeTrust Bancshares Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


HomeTrust Bancshares  (NYSE:HTB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


HomeTrust Bancshares Shiller PE Ratio Related Terms


HomeTrust Bancshares Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for HomeTrust Bancshares's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HomeTrust Bancshares Shiller PE Ratio Chart

HomeTrust Bancshares Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.13 23.84 16.00 19.34 20.49

HomeTrust Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.31 20.20 20.49 19.30 0.00

HTB vs PGC, ALRS, ORRF: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, HomeTrust Bancshares's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HomeTrust Bancshares Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, HomeTrust Bancshares's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where HomeTrust Bancshares's Shiller PE Ratio falls into.


HTB
69GF Score
HomeTrust Bancshares Inc HTB
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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HomeTrust Bancshares Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

HomeTrust Bancshares's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, HomeTrust Bancshares's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.94/333.9520*333.9520
=0.940

Current CPI (Jun. 2026) = 333.9520.

HomeTrust Bancshares Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.220 241.428 0.304
201612 0.170 241.432 0.235
201703 0.010 243.801 0.014
201706 0.250 244.955 0.341
201709 0.300 246.819 0.406
201712 -0.590 246.524 -0.799
201803 0.320 249.554 0.428
201806 0.380 251.989 0.504
201809 0.410 252.439 0.542
201812 0.430 251.233 0.572
201903 0.180 254.202 0.236
201906 0.440 256.143 0.574
201909 0.490 256.759 0.637
201912 0.520 256.974 0.676
202003 0.070 258.115 0.091
202006 0.220 257.797 0.285
202009 0.350 260.280 0.449
202012 0.570 260.474 0.731
202103 0.480 264.877 0.605
202106 -0.460 271.696 -0.565
202109 0.650 274.310 0.791
202112 0.680 278.802 0.815
202203 0.510 287.504 0.592
202206 0.390 296.311 0.440
202209 0.600 296.808 0.675
202212 0.900 296.797 1.013
202303 0.400 301.836 0.443
202306 0.900 305.109 0.985
202309 0.880 307.789 0.955
202312 0.790 306.746 0.860
202403 0.880 312.332 0.941
202406 0.730 314.175 0.776
202409 0.760 315.301 0.805
202412 0.830 315.605 0.878
202503 0.840 319.799 0.877
202506 1.000 322.561 1.035
202509 0.950 324.800 0.977
202512 0.930 324.054 0.958
202603 0.990 330.213 1.001
202606 0.940 333.952 0.940

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is HomeTrust Bancshares (HTB) Overvalued in 2026?

Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued. The current stock price of $50.80 is trading 33.1% above its estimated GF Value™ of $38.17. GuruFocus considers HomeTrust Bancshares to be Significantly Overvalued.

Key valuation signals for HTB:

  • Shiller PE Ratio:
  • GF Value™: $38.17 vs. price of $50.80 (33.1% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HomeTrust Bancshares Business Description

Address 10 Woodfin Street, Asheville, NC, USA, 28801
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
69GF Score

Get the complete analysis for HTB

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.80
Price
$38.17
GF Value