12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-07-11), HomeTrust Bancshares's 12-1 Month Momentum % is 22.23%.
The industry rank for HomeTrust Bancshares's 12-1 Month Momentum % or its related term are showing as below:
HTB's 12-1 Month Momentum % is ranked better than 59.59% of 1596
companies
in the Banks industry
Industry Median: 16.455
vs HTB: 22.23
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
HomeTrust Bancshares 12-1 Month Momentum % Related Terms
HTB vs SMBK, SPFI, ORRF: 12-1 Month Momentum % Comparison
For the Banks - Regional subindustry, HomeTrust Bancshares's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HomeTrust Bancshares 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, HomeTrust Bancshares's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where HomeTrust Bancshares's 12-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HomeTrust Bancshares (HTB) has a 12-1 Month Momentum % of 22.23% as of Jul. 11, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on HomeTrust Bancshares and its competitors. According to the industry distribution chart, HomeTrust Bancshares ranks #645 out of 1596 companies in the Banks industry, placing it in the top 40.4%.
Is HomeTrust Bancshares' 12-1 Month Momentum % too high?
HomeTrust Bancshares' current 12-1 Month Momentum % is 22.23%. The Banks industry median 12-1 Month Momentum % is 16.46. HomeTrust Bancshares' value of 22.23% is 35.1% above this industry median. Based on the distribution chart, HomeTrust Bancshares ranks #645 out of 1596 companies in the Banks industry, which is above the industry midpoint. Overall, HomeTrust Bancshares has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HomeTrust Bancshares' 12-1 Month Momentum % compare to SMBK and SPFI?
According to the Banks industry distribution chart, HomeTrust Bancshares ranks #645 out of 1596 companies for 12-1 Month Momentum %. This puts HomeTrust Bancshares in the upper half of its industry. The industry median 12-1 Month Momentum % is 16.46. HomeTrust Bancshares' value of 22.23% is 35.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 16.46, based on 1,596 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HomeTrust Bancshares's current 12-1 Month Momentum % of 22.23% is 35.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on HomeTrust Bancshares and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 16.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HomeTrust Bancshares's current 12-1 Month Momentum % is 22.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HomeTrust Bancshares stock overvalued right now?
Based on GuruFocus' analysis, HomeTrust Bancshares (HTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $36.28, compared to a current price of $48.82 — trading 34.6% above its estimated fair value. The current 12-1 Month Momentum % is 22.23% and 35.1% above the Banks industry median of 16.46. HomeTrust Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For HomeTrust Bancshares (HTB), the current 12-1 Month Momentum % is 22.23% as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HomeTrust Bancshares (HTB) Overvalued in 2026?
Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued.
The current stock price of $48.82 is trading 34.6% above its estimated GF Value™ of $36.28.
GuruFocus considers HomeTrust Bancshares to be Significantly Overvalued.
Key valuation signals for HTB:
12-1 Month Momentum %: 22.23%
GF Value™: $36.28 vs. price of $48.82 (34.6% above fair value)
Industry Position: 35.1% above the Banks median (#645 of 1596)
No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
70GF Score
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