HTB (HomeTrust Bancshares) Cyclically Adjusted Revenue per Share: $10.74 (As of Mar. 2026)


HTB HomeTrust Bancshares Inc HTB
70 GF Score
Price $49.04
GF Value $36.24
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is HomeTrust Bancshares Cyclically Adjusted Revenue per Share?

HomeTrust Bancshares HTB +0.14% 70 Cyclically Adjusted Revenue per Share is $10.74 as of Mar. 2026. GuruFocus rates HTB with a GF Score™ of 70/100 and a GF Value™ of $36.24 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

HomeTrust Bancshares's adjusted revenue per share for the three months ended in Mar. 2026 was $3.228. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $10.74 for the trailing ten years ended in Mar. 2026.

During the past 12 months, HomeTrust Bancshares's average Cyclically Adjusted Revenue Growth Rate was 8.80% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 12.70% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 15.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of HomeTrust Bancshares was 16.30% per year. The lowest was 12.70% per year. And the median was 16.20% per year.

As of today (2026-06-28), HomeTrust Bancshares's current stock price is $49.04. HomeTrust Bancshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $10.74. HomeTrust Bancshares's Cyclically Adjusted PS Ratio of today is 4.57.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of HomeTrust Bancshares was 5.05. The lowest was 2.31. And the median was 3.61.


HomeTrust Bancshares  (NYSE:HTB) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

HomeTrust Bancshares's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=49.04/10.74
=4.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of HomeTrust Bancshares was 5.05. The lowest was 2.31. And the median was 3.61.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


HomeTrust Bancshares Cyclically Adjusted Revenue per Share Related Terms


HomeTrust Bancshares Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for HomeTrust Bancshares's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HomeTrust Bancshares Cyclically Adjusted Revenue per Share Chart

HomeTrust Bancshares Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.11 7.28 8.27 9.61 10.41

HomeTrust Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.87 10.09 10.29 10.41 10.74

HTB vs CCBG, GSBC, SPFI: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, HomeTrust Bancshares's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HomeTrust Bancshares Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, HomeTrust Bancshares's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where HomeTrust Bancshares's Cyclically Adjusted PS Ratio falls into.


HTB
70GF Score
HomeTrust Bancshares Inc HTB
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

HomeTrust Bancshares Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, HomeTrust Bancshares's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.228/330.2130*330.2130
=3.228

Current CPI (Mar. 2026) = 330.2130.

HomeTrust Bancshares Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.463 241.018 2.004
201609 1.425 241.428 1.949
201612 1.377 241.432 1.883
201703 1.573 243.801 2.131
201706 1.545 244.955 2.083
201709 1.555 246.819 2.080
201712 1.653 246.524 2.214
201803 1.583 249.554 2.095
201806 1.680 251.989 2.202
201809 1.679 252.439 2.196
201812 1.736 251.233 2.282
201903 1.743 254.202 2.264
201906 1.879 256.143 2.422
201909 1.957 256.759 2.517
201912 2.048 256.974 2.632
202003 1.837 258.115 2.350
202006 1.928 257.797 2.470
202009 2.073 260.280 2.630
202012 2.141 260.474 2.714
202103 2.206 264.877 2.750
202106 2.268 271.696 2.756
202109 2.357 274.310 2.837
202112 2.336 278.802 2.767
202203 2.279 287.504 2.618
202206 2.530 296.311 2.819
202209 2.771 296.808 3.083
202212 2.960 296.797 3.293
202303 3.039 301.836 3.325
202306 2.919 305.109 3.159
202309 3.023 307.789 3.243
202312 2.999 306.746 3.228
202403 2.966 312.332 3.136
202406 2.991 314.175 3.144
202409 2.974 315.301 3.115
202412 3.010 315.605 3.149
202503 2.976 319.799 3.073
202506 3.093 322.561 3.166
202509 3.161 324.800 3.214
202512 3.136 324.054 3.196
202603 3.228 330.213 3.228

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $10.74 mean?
HomeTrust Bancshares (HTB) has a Cyclically Adjusted Revenue per Share of $10.74 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on HomeTrust Bancshares and its competitors.
Is HomeTrust Bancshares' Cyclically Adjusted Revenue per Share too high?
HomeTrust Bancshares' current Cyclically Adjusted Revenue per Share is $10.74. Overall, HomeTrust Bancshares has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HomeTrust Bancshares' Cyclically Adjusted Revenue per Share compare to CCBG and GSBC?
HomeTrust Bancshares' Cyclically Adjusted Revenue per Share of $10.74 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on HomeTrust Bancshares and its competitors. HomeTrust Bancshares's current Cyclically Adjusted Revenue per Share is $10.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HomeTrust Bancshares stock overvalued right now?
Based on GuruFocus' analysis, HomeTrust Bancshares (HTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $36.24, compared to a current price of $49.04 — trading 35.3% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $10.74. HomeTrust Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For HomeTrust Bancshares (HTB), the current Cyclically Adjusted Revenue per Share is $10.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HomeTrust Bancshares (HTB) Overvalued in 2026?

Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued. The current stock price of $49.04 is trading 35.3% above its estimated GF Value™ of $36.24. GuruFocus considers HomeTrust Bancshares to be Significantly Overvalued.

Key valuation signals for HTB:

  • Cyclically Adjusted Revenue per Share: $10.74
  • GF Value™: $36.24 vs. price of $49.04 (35.3% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HomeTrust Bancshares Business Description

Address 10 Woodfin Street, Asheville, NC, USA, 28801
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
70GF Score

Get the complete analysis for HTB

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.04
Price
$36.24
GF Value