HomeTrust BancsharesHTB +0.27%70 OCF Yield % is 10.77 as of Jun. 25, 2026, which is 119% above its 10-year median of 4.92. GuruFocus rates HTB with a GF Score™ of 70/100 and a GF Value™ of $36.24 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,501 Banks companies, HomeTrust Bancshares ranks better than 56.43% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
HomeTrust Bancshares OCF Yield % Related Terms
HomeTrust Bancshares OCF Yield % Historical Data
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The historical data trend for HomeTrust Bancshares's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, HomeTrust Bancshares's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HomeTrust Bancshares OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, HomeTrust Bancshares's OCF Yield % distribution charts can be found below:
* The bar in red indicates where HomeTrust Bancshares's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HomeTrust Bancshares (HTB) has a OCF Yield % of 10.77 as of Jun. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on HomeTrust Bancshares and its competitors. This is 119% above median its historical median of 4.92. According to the industry distribution chart, HomeTrust Bancshares ranks #654 out of 1501 companies in the Banks industry, placing it in the top 43.6%.
Is HomeTrust Bancshares' OCF Yield % too high?
HomeTrust Bancshares' current OCF Yield % of 10.77 is 119% above median its 10-year median of 4.92. The Banks industry median OCF Yield % is 9.25. HomeTrust Bancshares' value of 10.77 is 16.4% above this industry median. Based on the distribution chart, HomeTrust Bancshares ranks #654 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, HomeTrust Bancshares has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HomeTrust Bancshares' OCF Yield % compare to CCBG and GSBC?
According to the Banks industry distribution chart, HomeTrust Bancshares ranks #654 out of 1501 companies for OCF Yield %. This puts HomeTrust Bancshares in the upper half of its industry. The industry median OCF Yield % is 9.25. HomeTrust Bancshares' value of 10.77 is 16.4% above this benchmark. While the company's 10-year median is 4.92 vs. the industry median of 9.25, HomeTrust Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HomeTrust Bancshares's current OCF Yield % of 10.77 is 16.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on HomeTrust Bancshares and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HomeTrust Bancshares's current OCF Yield % is 10.77, which is 119% above median its own 10-year median of 4.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HomeTrust Bancshares stock overvalued right now?
Based on GuruFocus' analysis, HomeTrust Bancshares (HTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $36.24, compared to a current price of $48.98 — trading 35.2% above its estimated fair value. The current OCF Yield % is 10.77, which is 119% above median its 10-year median of 4.92 and 16.4% above the Banks industry median of 9.25. HomeTrust Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For HomeTrust Bancshares (HTB), the current OCF Yield % is 10.77 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HomeTrust Bancshares (HTB) Overvalued in 2026?
Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued.
The current stock price of $48.98 is trading 35.2% above its estimated GF Value™ of $36.24.
GuruFocus considers HomeTrust Bancshares to be Significantly Overvalued.
Key valuation signals for HTB:
OCF Yield %: 10.77 (119% above median its 10-year median of 4.92)
GF Value™: $36.24 vs. price of $48.98 (35.2% above fair value)
Industry Position: 16.4% above the Banks median (#654 of 1501)
No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
70GF Score
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