HTB (HomeTrust Bancshares) Cash Payments for Loans

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HTB HomeTrust Bancshares Inc HTB
71 GF Score
Price $46.69
GF Value $38.78
Valuation Modestly Overvalued
! 6 Warning Signs
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What is HomeTrust Bancshares Cash Payments for Loans?

Cash Payments for Loans only applicable to companies reporting Cash Flow from Operations in direct method.

HTB
71GF Score
HomeTrust Bancshares Inc HTB
Cash Payments for Loans is just one metric. See GF Score™, valuation, warning signs, and more.
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Is HomeTrust Bancshares (HTB) Overvalued in 2026?

Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued. The current stock price of $46.69 is trading 20.4% above its estimated GF Value™ of $38.78. GuruFocus considers HomeTrust Bancshares to be Modestly Overvalued.

Key valuation signals for HTB:

  • Cash Payments for Loans:
  • GF Value™: $38.78 vs. price of $46.69 (20.4% above fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HomeTrust Bancshares Business Description

Address 10 Woodfin Street, Asheville, NC, USA, 28801
HomeTrust Bancshares Inc. is a bank holding company headquartered in Asheville, North Carolina, and the parent of HomeTrust Bank, a North Carolina state-chartered bank. It serves individuals, businesses, and municipalities through a branch network concentrated in the Southeast and Mid-Atlantic regions, including North Carolina, South Carolina, Tennessee, Virginia, and Georgia. The bank gathers deposits from the general public and uses those funds, along with borrowed funds, to originate loans. Its lending portfolio includes commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance and municipal leases, and residential mortgage loans secured by first and second liens, including home equity loans, plus other consumer loans. Revenue comes primarily from net interest income earned on loans and securities, supplemented by fees and service charges on deposit accounts and other banking services.
71GF Score

Get the complete analysis for HTB

Cash Payments for Loans is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.69
Price
$38.78
GF Value