HTB (HomeTrust Bancshares) Selling, General, & Admin. Expense: $78.9 Mil (TTM As of Mar. 2026)


HTB HomeTrust Bancshares Inc HTB
70 GF Score
Price $50.35
GF Value $36.26
Valuation Significantly Overvalued
! 5 Warning Signs
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What is HomeTrust Bancshares Selling, General, & Admin. Expense?

HomeTrust Bancshares HTB +0.92% 70 Selling, General, & Admin. Expense is $78.9 Mil as of Mar. 2026. GuruFocus rates HTB with a GF Score™ of 70/100 and a GF Value™ of $36.26 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. HomeTrust Bancshares's selling, general, & admin. expense for the three months ended in Mar. 2026 was $20.8 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was $78.9 Mil.


HomeTrust Bancshares  (NYSE:HTB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


HomeTrust Bancshares Selling, General, & Admin. Expense Related Terms


HomeTrust Bancshares Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for HomeTrust Bancshares's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HomeTrust Bancshares Selling, General, & Admin. Expense Chart

HomeTrust Bancshares Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 66.38 63.89 66.61 72.02 76.77

HomeTrust Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.66 19.12 19.45 19.54 20.78

HTB vs SMBK, SPFI, ORRF: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, HomeTrust Bancshares's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HomeTrust Bancshares Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, HomeTrust Bancshares's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where HomeTrust Bancshares's Selling, General, & Admin. Expense falls into.


HTB
70GF Score
HomeTrust Bancshares Inc HTB
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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HomeTrust Bancshares Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $78.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $78.9 Mil mean?
HomeTrust Bancshares (HTB) has a Selling, General, & Admin. Expense of $78.9 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on HomeTrust Bancshares and its competitors.
Is HomeTrust Bancshares' Selling, General, & Admin. Expense too high?
HomeTrust Bancshares' current Selling, General, & Admin. Expense is $78.9 Mil. Overall, HomeTrust Bancshares has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HomeTrust Bancshares' Selling, General, & Admin. Expense compare to SMBK and SPFI?
HomeTrust Bancshares' Selling, General, & Admin. Expense of $78.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on HomeTrust Bancshares and its competitors. HomeTrust Bancshares's current Selling, General, & Admin. Expense is $78.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HomeTrust Bancshares stock overvalued right now?
Based on GuruFocus' analysis, HomeTrust Bancshares (HTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $36.26, compared to a current price of $50.35 — trading 38.9% above its estimated fair value. The current Selling, General, & Admin. Expense is $78.9 Mil. HomeTrust Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For HomeTrust Bancshares (HTB), the current Selling, General, & Admin. Expense is $78.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HomeTrust Bancshares (HTB) Overvalued in 2026?

Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued. The current stock price of $50.35 is trading 38.9% above its estimated GF Value™ of $36.26. GuruFocus considers HomeTrust Bancshares to be Significantly Overvalued.

Key valuation signals for HTB:

  • Selling, General, & Admin. Expense: $78.9 Mil
  • GF Value™: $36.26 vs. price of $50.35 (38.9% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HomeTrust Bancshares Business Description

Address 10 Woodfin Street, Asheville, NC, USA, 28801
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
70GF Score

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Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.35
Price
$36.26
GF Value