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HomeTrust BancsharesHTB +0.45%68 3-Year EPS without NRI Growth Rate is 17.80% as of Mar. 2026, which is at its 10-year median of 17.80. GuruFocus rates HTB with a GF Score™ of 68/100 and a GF Value™ of $36.32 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,414 Banks companies, HomeTrust Bancshares ranks better than 73.34% on this metric.
During the past 12 months, HomeTrust Bancshares's average EPS without NRI Growth Rate was 19.60% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 17.80% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 21.30% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 19.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of HomeTrust Bancshares was 31.60% per year. The lowest was 4.40% per year. And the median was 17.80% per year.
HomeTrust Bancshares (NYSE:HTB) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
HomeTrust Bancshares 3-Year EPS without NRI Growth Rate Related Terms
HTB vs SMBK, SPFI, ORRF: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, HomeTrust Bancshares's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HomeTrust Bancshares 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, HomeTrust Bancshares's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where HomeTrust Bancshares's 3-Year EPS without NRI Growth Rate falls into.
HomeTrust Bancshares 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 17.80% mean?
HomeTrust Bancshares (HTB) has a 3-Year EPS without NRI Growth Rate of 17.80% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for HomeTrust Bancshares and its competitors. This is near median its historical median of 17.80. Over the past decade, HomeTrust Bancshares' 3-Year EPS without NRI Growth Rate has ranged from 4.40 to 31.60. According to the industry distribution chart, HomeTrust Bancshares ranks #377 out of 1414 companies in the Banks industry, placing it in the top 26.7%.
Is HomeTrust Bancshares' 3-Year EPS without NRI Growth Rate too high?
HomeTrust Bancshares' current 3-Year EPS without NRI Growth Rate of 17.80% is near median its 10-year median of 17.80. Over the past 10 years, this metric has ranged from a low of 4.40 to a high of 31.60. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.30. HomeTrust Bancshares' value of 17.80% is 143.8% above this industry median. Based on the distribution chart, HomeTrust Bancshares ranks #377 out of 1414 companies in the Banks industry, which is above the industry midpoint. Overall, HomeTrust Bancshares has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HomeTrust Bancshares' 3-Year EPS without NRI Growth Rate compare to SMBK and SPFI?
According to the Banks industry distribution chart, HomeTrust Bancshares ranks #377 out of 1414 companies for 3-Year EPS without NRI Growth Rate. This puts HomeTrust Bancshares in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.30. HomeTrust Bancshares' value of 17.80% is 143.8% above this benchmark. Historically, HomeTrust Bancshares' own 3-Year EPS without NRI Growth Rate has ranged from 4.40 to 31.60 over the past decade. While the company's 10-year median is 17.80 vs. the industry median of 7.30, HomeTrust Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.30, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HomeTrust Bancshares's current 3-Year EPS without NRI Growth Rate of 17.80% is 143.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for HomeTrust Bancshares and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HomeTrust Bancshares's current 3-Year EPS without NRI Growth Rate is 17.80%, which is near median its own 10-year median of 17.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HomeTrust Bancshares stock overvalued right now?
Based on GuruFocus' analysis, HomeTrust Bancshares (HTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $36.32, compared to a current price of $48.70 — trading 34.1% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 17.80%, which is near median its 10-year median of 17.80 and 143.8% above the Banks industry median of 7.30. HomeTrust Bancshares' overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For HomeTrust Bancshares (HTB), the current 3-Year EPS without NRI Growth Rate is 17.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HomeTrust Bancshares (HTB) Overvalued in 2026?
Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued.
The current stock price of $48.70 is trading 34.1% above its estimated GF Value™ of $36.32.
GuruFocus considers HomeTrust Bancshares to be Significantly Overvalued.
Key valuation signals for HTB:
3-Year EPS without NRI Growth Rate: 17.80% (near median its 10-year median of 17.80)
GF Value™: $36.32 vs. price of $48.70 (34.1% above fair value)
Industry Position: 143.8% above the Banks median (#377 of 1414)
No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
68GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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