HTB (HomeTrust Bancshares) Altman Z-Score


HTB HomeTrust Bancshares Inc HTB
70 GF Score
Price $48.98
GF Value $36.24
Valuation Significantly Overvalued
! 5 Warning Signs
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What is HomeTrust Bancshares Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

HTB
70GF Score
HomeTrust Bancshares Inc HTB
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is HomeTrust Bancshares (HTB) Overvalued in 2026?

Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued. The current stock price of $48.98 is trading 35.2% above its estimated GF Value™ of $36.24. GuruFocus considers HomeTrust Bancshares to be Significantly Overvalued.

Key valuation signals for HTB:

  • Altman Z-Score:
  • GF Value™: $36.24 vs. price of $48.98 (35.2% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HomeTrust Bancshares Business Description

Address 10 Woodfin Street, Asheville, NC, USA, 28801
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
70GF Score

Get the complete analysis for HTB

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.98
Price
$36.24
GF Value