HomeTrust BancsharesHTB +0.27%70 Median PS Value is $42.13 as of Jun. 25, 2026, which is 5517% above its 10-year median of 0.75. GuruFocus rates HTB with a GF Score™ of 70/100 and a GF Value™ of $36.24 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,042 Banks companies, HomeTrust Bancshares ranks worse than 56.43% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for HomeTrust Bancshares's Median PS Value or its related term are showing as below:
HTB'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.48 Med: 0.75 Max: 1.16
Current: 1.16
During the past 13 years, the highest Price to Median PS Value of HomeTrust Bancshares was 1.16. The lowest was 0.48. And the median was 0.75.
HTB's Price-to-Median-PS-Value is ranked worse than 56.43% of 1042
companies
in the Banks industry
Industry Median: 1.1
vs HTB: 1.16
HomeTrust Bancshares (NYSE:HTB) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
HomeTrust Bancshares's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
48.98
/
42.13
=
1.16
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HomeTrust Bancshares Median PS Value Related Terms
HomeTrust Bancshares Median PS Value Historical Data
* Premium members only.
The historical data trend for HomeTrust Bancshares's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HTB vs CCBG, GSBC, SPFI: Median PS Value Comparison
For the Banks - Regional subindustry, HomeTrust Bancshares's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HomeTrust Bancshares Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, HomeTrust Bancshares's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where HomeTrust Bancshares's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.3389.
HomeTrust Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $12.618.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HomeTrust Bancshares (HTB) has a Median PS Value of $42.13 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on HomeTrust Bancshares and its competitors. This is 5517% above median its historical median of 0.75. Over the past decade, HomeTrust Bancshares' Median PS Value has ranged from 0.48 to 1.16. According to the industry distribution chart, HomeTrust Bancshares ranks #588 out of 1042 companies in the Banks industry, placing it in the top 56.4%.
Is HomeTrust Bancshares' Median PS Value too high?
HomeTrust Bancshares' current Median PS Value of $42.13 is 5517% above median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 1.16. The Banks industry median Median PS Value is 1.10. HomeTrust Bancshares' value of $42.13 is 3730% above this industry median. Based on the distribution chart, HomeTrust Bancshares ranks #588 out of 1042 companies in the Banks industry, which is below the industry midpoint. Overall, HomeTrust Bancshares has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HomeTrust Bancshares' Median PS Value compare to CCBG and GSBC?
According to the Banks industry distribution chart, HomeTrust Bancshares ranks #588 out of 1042 companies for Median PS Value. This places HomeTrust Bancshares in the lower half of its industry. The industry median Median PS Value is 1.10. HomeTrust Bancshares' value of $42.13 is 3730% above this benchmark. Historically, HomeTrust Bancshares' own Median PS Value has ranged from 0.48 to 1.16 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 1.10, HomeTrust Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.10, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HomeTrust Bancshares's current Median PS Value of $42.13 is 3730% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on HomeTrust Bancshares and its competitors. For the Banks industry, the median Median PS Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HomeTrust Bancshares's current Median PS Value is $42.13, which is 5517% above median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HomeTrust Bancshares stock overvalued right now?
Based on GuruFocus' analysis, HomeTrust Bancshares (HTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $36.24, compared to a current price of $48.98 — trading 35.2% above its estimated fair value. The current Median PS Value is $42.13, which is 5517% above median its 10-year median of 0.75 and 3730% above the Banks industry median of 1.10. HomeTrust Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For HomeTrust Bancshares (HTB), the current Median PS Value is $42.13 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HomeTrust Bancshares (HTB) Overvalued in 2026?
Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued.
The current stock price of $48.98 is trading 35.2% above its estimated GF Value™ of $36.24.
GuruFocus considers HomeTrust Bancshares to be Significantly Overvalued.
Key valuation signals for HTB:
Median PS Value: $42.13 (5517% above median its 10-year median of 0.75)
GF Value™: $36.24 vs. price of $48.98 (35.2% above fair value)
Industry Position: 3730% above the Banks median (#588 of 1042)
No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
70GF Score
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