HTB (HomeTrust Bancshares) Dividend Payout Ratio: 0.13 (As of Mar. 2026) — Near Median

What is HomeTrust Bancshares Dividend Payout Ratio?

HomeTrust Bancshares HTB +0.27% 70 Dividend Payout Ratio is 0.13 as of Mar. 2026, which is 7% below its 10-year median of 0.14. GuruFocus rates HTB with a GF Score™ of 70/100 and a GF Value™ of $36.24 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,168 Banks companies, HomeTrust Bancshares ranks better than 90.58% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. HomeTrust Bancshares's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.13.

The historical rank and industry rank for HomeTrust Bancshares's Dividend Payout Ratio or its related term are showing as below:

HTB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.12 Med: 0.14 Max: 0.21
Current: 0.13

During the past 13 years, the highest Dividend Payout Ratio of HomeTrust Bancshares was 0.21. The lowest was 0.12. And the median was 0.14.

HTB's Dividend Payout Ratio is ranked better than
90.58% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs HTB: 0.13

As of today (2026-06-25), the Dividend Yield % of HomeTrust Bancshares is 1.08%.

During the past 13 years, the highest Trailing Annual Dividend Yield of HomeTrust Bancshares was 2.06%. The lowest was 0.22%. And the median was 1.16%.

HomeTrust Bancshares's Dividends per Share for the months ended in Mar. 2026 was $0.13.

During the past 12 months, HomeTrust Bancshares's average Dividends Per Share Growth Rate was 8.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 11.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 12.80% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of HomeTrust Bancshares was 24.80% per year. The lowest was 11.90% per year. And the median was 13.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

HomeTrust Bancshares (NYSE:HTB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

HomeTrust Bancshares Dividend Payout Ratio Related Terms

HomeTrust Bancshares Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for HomeTrust Bancshares's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HomeTrust Bancshares Dividend Payout Ratio Chart

HomeTrust Bancshares Annual Data

Trend

Jun16

Jun17

Jun18

Jun19

Jun20

Jun21

Jun22

Jun23

Dec24

Dec25

Dividend Payout Ratio

Get a 7-Day Free Trial

0.15

0.16

0.13

0.14

0.13

HomeTrust Bancshares Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.14	0.13	0.13	0.14	0.13

HTB vs CCBG, GSBC, SPFI: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, HomeTrust Bancshares's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

HomeTrust Bancshares Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, HomeTrust Bancshares's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where HomeTrust Bancshares's Dividend Payout Ratio falls into.

Save Embed

70GF Score

HomeTrust Bancshares Inc HTB

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

HomeTrust Bancshares Dividend Payout Ratio Calculation

HomeTrust Bancshares's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	0.49	/	3.65
	=	0.13

HomeTrust Bancshares's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.13	/	0.97
	=	0.13

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.13 mean?

HomeTrust Bancshares (HTB) has a Dividend Payout Ratio of 0.13 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on HomeTrust Bancshares and its competitors. This is near median its historical median of 0.14. Over the past decade, HomeTrust Bancshares' Dividend Payout Ratio has ranged from 0.12 to 0.21. According to the industry distribution chart, HomeTrust Bancshares ranks #110 out of 1168 companies in the Banks industry, placing it in the top 9.4%.

Is HomeTrust Bancshares' Dividend Payout Ratio too high?

HomeTrust Bancshares' current Dividend Payout Ratio of 0.13 is near median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.21. The Banks industry median Dividend Payout Ratio is 0.32. HomeTrust Bancshares' value of 0.13 is 59.4% below this industry median. Based on the distribution chart, HomeTrust Bancshares ranks #110 out of 1168 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, HomeTrust Bancshares has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does HomeTrust Bancshares' Dividend Payout Ratio compare to CCBG and GSBC?

According to the Banks industry distribution chart, HomeTrust Bancshares ranks #110 out of 1168 companies for Dividend Payout Ratio. This places HomeTrust Bancshares in the top 9% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. HomeTrust Bancshares' value of 0.13 is 59.4% below this benchmark. Historically, HomeTrust Bancshares' own Dividend Payout Ratio has ranged from 0.12 to 0.21 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.32, HomeTrust Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HomeTrust Bancshares's current Dividend Payout Ratio of 0.13 is 59.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on HomeTrust Bancshares and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HomeTrust Bancshares's current Dividend Payout Ratio is 0.13, which is near median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is HomeTrust Bancshares stock overvalued right now?

Based on GuruFocus' analysis, HomeTrust Bancshares (HTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $36.24, compared to a current price of $48.98 — trading 35.2% above its estimated fair value. The current Dividend Payout Ratio is 0.13, which is near median its 10-year median of 0.14 and 59.4% below the Banks industry median of 0.32. HomeTrust Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For HomeTrust Bancshares (HTB), the current Dividend Payout Ratio is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HomeTrust Bancshares (HTB) Overvalued in 2026?

Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued. The current stock price of $48.98 is trading 35.2% above its estimated GF Value™ of $36.24. GuruFocus considers HomeTrust Bancshares to be Significantly Overvalued.

Key valuation signals for HTB:

Dividend Payout Ratio: 0.13 (near median its 10-year median of 0.14)
GF Value™: $36.24 vs. price of $48.98 (35.2% above fair value)
GF Score™: 70/100 with 5 warning signs
Industry Position: 59.4% below the Banks median (#110 of 1168)

No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HomeTrust Bancshares Business Description

Industry Financial Services Banks

Comparable Companies CCBG GSBC SPFI HBIA PGC SMBC FCBC THFF MPB ORRF SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 10 Woodfin Street, Asheville, NC, USA, 28801

Website https://www.htb.com

HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.

70GF Score

Get the complete analysis for HTB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.98

Price

$36.24

GF Value

View HTB Analysis

See Dividend Payout Ratio data for all stocks →