HTB (HomeTrust Bancshares) Momentum Rank: 10 (As of Jul. 22, 2026) — 43% Above Median

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HTB HomeTrust Bancshares Inc HTB
72 GF Score
Price $48.00
GF Value $36.31
Valuation Significantly Overvalued
! 5 Warning Signs
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What is HomeTrust Bancshares Momentum Rank?

HomeTrust Bancshares HTB -1.15% 72 Momentum Rank is 10 as of Jul. 22, 2026, which is 43% above its 10-year median of 7.00. GuruFocus rates HTB with a GF Score™ of 72/100 and a GF Value™ of $36.31 (Significantly Overvalued). The stock has 5 warning signs investors should review.

HomeTrust Bancshares has the Momentum Rank of 10.

Momentum Rank measures the strength and persistence of a stock's price movement over time, rated on a scale of 1 to 10.

For Momentum Rank, we considered the residual momentum concept that was widely studied by Blitz and his colleagues as well as by Nobel Prize laureates Fama and French. However, we did not find any significant differences in the performances of stocks with different ranks of residual momentum. Therefore, we use traditional momentum instead.

Momentum Rank is determined using the standardized momentum ratio and other momentum indicators. The standardized momentum ratio is the average of the performances from 12 months ago to 1 month ago and 6 months ago to 1 month ago, divided by the beta of the stock over the past 12 months. To calculate the momentum ratio today, we would use the average of the two performance numbers.

For momentum, we found that stock price performance does not have a monotonic correlation with the momentum ratio. The stocks with the highest momentum ratios perform worse than those at about the 70th percentile. Therefore, for the momentum rank, we ranked the stocks at about the 70th percentile of the momentum ratio as the highest at 10.

A higher score reflects strong price momentum and indicates greater potential for superior performance. Conversely, a lower score indicates that momentum is either too high or too low, and stocks tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

HomeTrust Bancshares Momentum Rank Related Terms

HTB vs SMBK, SPFI, ORRF: Momentum Rank Comparison

For the Banks - Regional subindustry, HomeTrust Bancshares's Momentum Rank, along with its competitors' market caps and Momentum Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

HomeTrust Bancshares Momentum Rank vs Banks Industry

For the Banks industry and Financial Services sector, HomeTrust Bancshares's Momentum Rank distribution charts can be found below:

* The bar in red indicates where HomeTrust Bancshares's Momentum Rank falls into.


HTB
72GF Score
HomeTrust Bancshares Inc HTB
Momentum Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Momentum Rank →
What does a Momentum Rank of 10 mean?
HomeTrust Bancshares (HTB) has a Momentum Rank of 10 as of Jul. 22, 2026. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on HomeTrust Bancshares and its competitors. This is 43% above median its historical median of 7.00. Over the past decade, HomeTrust Bancshares' Momentum Rank has ranged from 1.00 to 10.00.
Is HomeTrust Bancshares' Momentum Rank too high?
HomeTrust Bancshares' current Momentum Rank of 10 is 43% above median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, HomeTrust Bancshares has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HomeTrust Bancshares' Momentum Rank compare to SMBK and SPFI?
HomeTrust Bancshares' Momentum Rank of 10 can be compared against companies in the Banks industry. Historically, HomeTrust Bancshares' own Momentum Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Momentum Rank for a Banks company?
A good Momentum Rank depends on the Banks industry context. However, Momentum Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Momentum Rank mean?
A high Momentum Rank can signal that a stock is expensive relative to its fundamentals. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on HomeTrust Bancshares and its competitors. HomeTrust Bancshares's current Momentum Rank is 10, which is 43% above median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HomeTrust Bancshares stock overvalued right now?
Based on GuruFocus' analysis, HomeTrust Bancshares (HTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $36.31, compared to a current price of $48.00 — trading 32.2% above its estimated fair value. The current Momentum Rank is 10, which is 43% above median its 10-year median of 7.00. HomeTrust Bancshares' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Momentum Rank calculated?
Momentum Rank is calculated from a company's financial statements. For HomeTrust Bancshares (HTB), the current Momentum Rank is 10 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HomeTrust Bancshares (HTB) Overvalued in 2026?

Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued. The current stock price of $48.00 is trading 32.2% above its estimated GF Value™ of $36.31. GuruFocus considers HomeTrust Bancshares to be Significantly Overvalued.

Key valuation signals for HTB:

  • Momentum Rank: 10 (43% above median its 10-year median of 7.00)
  • GF Value™: $36.31 vs. price of $48.00 (32.2% above fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HomeTrust Bancshares Business Description

Address 10 Woodfin Street, Asheville, NC, USA, 28801
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
72GF Score

Get the complete analysis for HTB

Momentum Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.00
Price
$36.31
GF Value