HTB (HomeTrust Bancshares) EPS (Diluted): $3.87 (TTM As of Mar. 2026)


HTB HomeTrust Bancshares Inc HTB
70 GF Score
Price $48.76
GF Value $36.24
Valuation Significantly Overvalued
! 5 Warning Signs
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What is HomeTrust Bancshares EPS (Diluted)?

HomeTrust Bancshares HTB -0.45% 70 EPS (Diluted) is $3.87 as of Mar. 2026. GuruFocus rates HTB with a GF Score™ of 70/100 and a GF Value™ of $36.24 (Significantly Overvalued). The stock has 5 warning signs investors should review.

HomeTrust Bancshares's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was $0.99. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $3.87.

HomeTrust Bancshares's EPS (Basic) for the three months ended in Mar. 2026 was $1.00. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $3.91.

HomeTrust Bancshares's EPS without NRI for the three months ended in Mar. 2026 was $0.97. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $3.78.

During the past 12 months, HomeTrust Bancshares's average EPS without NRIGrowth Rate was 19.60% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 17.80% per year. During the past 5 years, the average EPS without NRI Growth Rate was 21.30% per year. During the past 10 years, the average EPS without NRI Growth Rate was 19.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, HomeTrust Bancshares's highest 3-Year average EPS without NRI Growth Rate was 31.60% per year. The lowest was 4.40% per year. And the median was 17.80% per year.


HomeTrust Bancshares  (NYSE:HTB) EPS (Diluted) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


HomeTrust Bancshares EPS (Diluted) Related Terms


HomeTrust Bancshares EPS (Diluted) Historical Data

* Premium members only.

The historical data trend for HomeTrust Bancshares's EPS (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HomeTrust Bancshares EPS (Diluted) Chart

HomeTrust Bancshares Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Dec24 Dec25
EPS (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.94 2.23 2.80 3.20 3.72

HomeTrust Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.84 1.00 0.95 0.93 0.99

HTB vs CCBG, GSBC, SPFI: EPS (Diluted) Comparison

For the Banks - Regional subindustry, HomeTrust Bancshares's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HomeTrust Bancshares PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, HomeTrust Bancshares's PE Ratio distribution charts can be found below:

* The bar in red indicates where HomeTrust Bancshares's PE Ratio falls into.


HTB
70GF Score
HomeTrust Bancshares Inc HTB
EPS (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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HomeTrust Bancshares EPS (Diluted) Calculation

EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.

HomeTrust Bancshares's Diluted EPS for the fiscal year that ended in Dec. 2025 is calculated as

Diluted EPS (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(64.364-0)/17.107
=3.76

HomeTrust Bancshares's Diluted EPS for the quarter that ended in Mar. 2026 is calculated as

Diluted EPS (Q: Mar. 2026 )=(Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(16.772-0)/16.716
=1.00

EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Diluted) →
What does a EPS (Diluted) of $3.87 mean?
HomeTrust Bancshares (HTB) has a EPS (Diluted) of $3.87 as of Mar. 2026. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on HomeTrust Bancshares and its competitors.
Is HomeTrust Bancshares' EPS (Diluted) too high?
HomeTrust Bancshares' current EPS (Diluted) is $3.87. Overall, HomeTrust Bancshares has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HomeTrust Bancshares' EPS (Diluted) compare to CCBG and GSBC?
HomeTrust Bancshares' EPS (Diluted) of $3.87 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Banks company?
A good EPS (Diluted) depends on the Banks industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on HomeTrust Bancshares and its competitors. HomeTrust Bancshares's current EPS (Diluted) is $3.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HomeTrust Bancshares stock overvalued right now?
Based on GuruFocus' analysis, HomeTrust Bancshares (HTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $36.24, compared to a current price of $48.76 — trading 34.5% above its estimated fair value. The current EPS (Diluted) is $3.87. HomeTrust Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For HomeTrust Bancshares (HTB), the current EPS (Diluted) is $3.87 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HomeTrust Bancshares (HTB) Overvalued in 2026?

Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued. The current stock price of $48.76 is trading 34.5% above its estimated GF Value™ of $36.24. GuruFocus considers HomeTrust Bancshares to be Significantly Overvalued.

Key valuation signals for HTB:

  • EPS (Diluted): $3.87
  • GF Value™: $36.24 vs. price of $48.76 (34.5% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HomeTrust Bancshares Business Description

Address 10 Woodfin Street, Asheville, NC, USA, 28801
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
70GF Score

Get the complete analysis for HTB

EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.76
Price
$36.24
GF Value