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HomeTrust BancsharesHTB +1.29%72 Future 3-5Y EPS without NRI Growth Rate is 11.10 as of Sep. 02, 2026. GuruFocus rates HTB with a GF Score™ of 72/100 and a GF Value™ of $38.58 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 497 Banks companies, HomeTrust Bancshares ranks better than 50.91% on this metric.
Future 3-5Y EPS without NRI Growth Rate is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.
As of today, HomeTrust Bancshares's Future 3-5Y EPS without NRI Growth Rate is 11.10.
Future 3-5Y EPS without NRI Growth Rate s the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average earnings per share (EPS) estimates growth rate.
HomeTrust Bancshares Future 3-5Y EPS without NRI Growth Rate Related Terms
HTB vs SHBI, WASH, TCBX: Future 3-5Y EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, HomeTrust Bancshares's Future 3-5Y EPS without NRI Growth Rate, along with its competitors' market caps and Future 3-5Y EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HomeTrust Bancshares Future 3-5Y EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, HomeTrust Bancshares's Future 3-5Y EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where HomeTrust Bancshares's Future 3-5Y EPS without NRI Growth Rate falls into.
What does a Future 3-5Y EPS without NRI Growth Rate of 11.10 mean?
HomeTrust Bancshares (HTB) has a Future 3-5Y EPS without NRI Growth Rate of 11.10 as of Sep. 02, 2026. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for HomeTrust Bancshares and its competitors. According to the industry distribution chart, HomeTrust Bancshares ranks #244 out of 497 companies in the Banks industry, placing it in the top 49.1%.
Is HomeTrust Bancshares' Future 3-5Y EPS without NRI Growth Rate too high?
HomeTrust Bancshares' current Future 3-5Y EPS without NRI Growth Rate is 11.10. The Banks industry median Future 3-5Y EPS without NRI Growth Rate is 10.97. HomeTrust Bancshares' value of 11.10 is 1.2% above this industry median. Based on the distribution chart, HomeTrust Bancshares ranks #244 out of 497 companies in the Banks industry, which is above the industry midpoint. Overall, HomeTrust Bancshares has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HomeTrust Bancshares' Future 3-5Y EPS without NRI Growth Rate compare to SHBI and WASH?
According to the Banks industry distribution chart, HomeTrust Bancshares ranks #244 out of 497 companies for Future 3-5Y EPS without NRI Growth Rate. This puts HomeTrust Bancshares in the upper half of its industry. The industry median Future 3-5Y EPS without NRI Growth Rate is 10.97. HomeTrust Bancshares' value of 11.10 is 1.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Future 3-5Y EPS without NRI Growth Rate for a Banks company?
The median Future 3-5Y EPS without NRI Growth Rate among Banks companies is 10.97, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a Future 3-5Y EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, Future 3-5Y EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HomeTrust Bancshares's current Future 3-5Y EPS without NRI Growth Rate of 11.10 is 1.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Future 3-5Y EPS without NRI Growth Rate mean?
A high Future 3-5Y EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for HomeTrust Bancshares and its competitors. For the Banks industry, the median Future 3-5Y EPS without NRI Growth Rate is 10.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HomeTrust Bancshares's current Future 3-5Y EPS without NRI Growth Rate is 11.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HomeTrust Bancshares stock overvalued right now?
Based on GuruFocus' analysis, HomeTrust Bancshares (HTB) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.58, compared to a current price of $47.04 — trading 21.9% above its estimated fair value. The current Future 3-5Y EPS without NRI Growth Rate is 11.10 and 1.2% above the Banks industry median of 10.97. HomeTrust Bancshares' overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Future 3-5Y EPS without NRI Growth Rate calculated?
Future 3-5Y EPS without NRI Growth Rate is calculated from a company's financial statements. For HomeTrust Bancshares (HTB), the current Future 3-5Y EPS without NRI Growth Rate is 11.10 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HomeTrust Bancshares (HTB) Overvalued in 2026?
Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued.
The current stock price of $47.04 is trading 21.9% above its estimated GF Value™ of $38.58.
GuruFocus considers HomeTrust Bancshares to be Modestly Overvalued.
Key valuation signals for HTB:
Future 3-5Y EPS without NRI Growth Rate: 11.10
GF Value™: $38.58 vs. price of $47.04 (21.9% above fair value)
Industry Position: 1.2% above the Banks median (#244 of 497)
No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
72GF Score
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