Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
HomeTrust BancsharesHTB +1.66%68 3-Year Dividend Growth Rate is 11.90% as of Mar. 2026, which is 9% below its 10-year median of 13.10. GuruFocus rates HTB with a GF Score™ of 68/100 and a GF Value™ of $36.54 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 961 Banks companies, HomeTrust Bancshares ranks better than 54.73% on this metric.
The historical rank and industry rank for HomeTrust Bancshares's 3-Year Dividend Growth Rate or its related term are showing as below:
HTB'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 11.9 Med: 13.1 Max: 24.8
Current: 11.9
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of HomeTrust Bancshares was 24.80% per year. The lowest was 11.90% per year. And the median was 13.10% per year.
HTB's 3-Year Dividend Growth Rate is ranked better than 54.73% of 961
companies
in the Banks industry
Industry Median: 10.1
vs HTB: 11.90
During the past 12 months, HomeTrust Bancshares's average Dividends Per Share Growth Rate was 8.70% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 11.90% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 12.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of HomeTrust Bancshares was 0.21. The lowest was 0.12. And the median was 0.14.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
HomeTrust Bancshares Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.150000
2026-05-14
2026-05-14
2026-05-28
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.130000
2026-02-18
2026-02-18
2026-02-26
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.130000
2025-11-14
2025-11-14
2025-11-28
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.120000
2025-08-14
2025-08-14
2025-08-28
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
HomeTrust Bancshares's Dividend Yield (%) for Today is calculated as
Current Share Price is $52.04.
HomeTrust Bancshares's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.53.
During the past 13 years, the highest Dividend Yield of HomeTrust Bancshares was 2.06%. The lowest was 0.22%. And the median was 1.16%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HomeTrust Bancshares 3-Year Dividend Growth Rate Related Terms>
HTB vs PGC, ALRS, ORRF: 3-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, HomeTrust Bancshares's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HomeTrust Bancshares 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, HomeTrust Bancshares's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where HomeTrust Bancshares's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 11.90% mean?
HomeTrust Bancshares (HTB) has a 3-Year Dividend Growth Rate of 11.90% as of Mar. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on HomeTrust Bancshares and its competitors. This is near median its historical median of 13.10. Over the past decade, HomeTrust Bancshares' 3-Year Dividend Growth Rate has ranged from 11.90 to 24.80. According to the industry distribution chart, HomeTrust Bancshares ranks #435 out of 961 companies in the Banks industry, placing it in the top 45.3%.
Is HomeTrust Bancshares' 3-Year Dividend Growth Rate too high?
HomeTrust Bancshares' current 3-Year Dividend Growth Rate of 11.90% is near median its 10-year median of 13.10. Over the past 10 years, this metric has ranged from a low of 11.90 to a high of 24.80. The Banks industry median 3-Year Dividend Growth Rate is 10.10. HomeTrust Bancshares' value of 11.90% is 17.8% above this industry median. Based on the distribution chart, HomeTrust Bancshares ranks #435 out of 961 companies in the Banks industry, which is above the industry midpoint. Overall, HomeTrust Bancshares has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HomeTrust Bancshares' 3-Year Dividend Growth Rate compare to PGC and ALRS?
According to the Banks industry distribution chart, HomeTrust Bancshares ranks #435 out of 961 companies for 3-Year Dividend Growth Rate. This puts HomeTrust Bancshares in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. HomeTrust Bancshares' value of 11.90% is 17.8% above this benchmark. Historically, HomeTrust Bancshares' own 3-Year Dividend Growth Rate has ranged from 11.90 to 24.80 over the past decade. While the company's 10-year median is 13.10 vs. the industry median of 10.10, HomeTrust Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 961 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HomeTrust Bancshares's current 3-Year Dividend Growth Rate of 11.90% is 17.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on HomeTrust Bancshares and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HomeTrust Bancshares's current 3-Year Dividend Growth Rate is 11.90%, which is near median its own 10-year median of 13.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HomeTrust Bancshares stock overvalued right now?
Based on GuruFocus' analysis, HomeTrust Bancshares (HTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $36.54, compared to a current price of $52.04 — trading 42.4% above its estimated fair value. The current 3-Year Dividend Growth Rate is 11.90%, which is near median its 10-year median of 13.10 and 17.8% above the Banks industry median of 10.10. HomeTrust Bancshares' overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For HomeTrust Bancshares (HTB), the current 3-Year Dividend Growth Rate is 11.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HomeTrust Bancshares (HTB) Overvalued in 2026?
Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued.
The current stock price of $52.04 is trading 42.4% above its estimated GF Value™ of $36.54.
GuruFocus considers HomeTrust Bancshares to be Significantly Overvalued.
Key valuation signals for HTB:
3-Year Dividend Growth Rate: 11.90% (near median its 10-year median of 13.10)
GF Value™: $36.54 vs. price of $52.04 (42.4% above fair value)
Industry Position: 17.8% above the Banks median (#435 of 961)
No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
68GF Score
Get the complete analysis for HTB
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HTB has been successfully added to your 
