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Pretax income is the income that a company earns before paying income taxes. HomeTrust Bancshares's pretax income for the
three
months ended in Mar. 2026 was $21.0 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was $83.5 Mil.
HomeTrust Bancshares's pretax margin was 38.90%.
During the past 13 years, HomeTrust Bancshares's highest Pretax Margin was 38.92%. The lowest was 13.22%. And the median was 27.69%.
HomeTrust Bancshares (NYSE:HTB) Pre-Tax Income Explanation
HomeTrust Bancshares's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as
During the past 13 years, HomeTrust Bancshares's highest Pretax Margin was 38.92%. The lowest was 13.22%. And the median was 27.69%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HomeTrust Bancshares Pre-Tax Income Related Terms
HomeTrust Bancshares Pre-Tax Income Historical Data
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The historical data trend for HomeTrust Bancshares's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HTB vs SMBK, SPFI, ORRF: Pre-Tax Income Comparison
For the Banks - Regional subindustry, HomeTrust Bancshares's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HomeTrust Bancshares Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, HomeTrust Bancshares's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where HomeTrust Bancshares's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $83.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HomeTrust Bancshares (HTB) has a Pre-Tax Income of $83.5 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on HomeTrust Bancshares and its competitors.
Is HomeTrust Bancshares' Pre-Tax Income too high?
HomeTrust Bancshares' current Pre-Tax Income is $83.5 Mil. Overall, HomeTrust Bancshares has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HomeTrust Bancshares' Pre-Tax Income compare to SMBK and SPFI?
HomeTrust Bancshares' Pre-Tax Income of $83.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on HomeTrust Bancshares and its competitors. HomeTrust Bancshares's current Pre-Tax Income is $83.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HomeTrust Bancshares stock overvalued right now?
Based on GuruFocus' analysis, HomeTrust Bancshares (HTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $36.31, compared to a current price of $48.56 — trading 33.7% above its estimated fair value. The current Pre-Tax Income is $83.5 Mil. HomeTrust Bancshares' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For HomeTrust Bancshares (HTB), the current Pre-Tax Income is $83.5 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HomeTrust Bancshares (HTB) Overvalued in 2026?
Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued.
The current stock price of $48.56 is trading 33.7% above its estimated GF Value™ of $36.31.
GuruFocus considers HomeTrust Bancshares to be Significantly Overvalued.
Key valuation signals for HTB:
Pre-Tax Income: $83.5 Mil
GF Value™: $36.31 vs. price of $48.56 (33.7% above fair value)
No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
72GF Score
Get the complete analysis for HTB
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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