3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-06), HomeTrust Bancshares's 3-1 Month Momentum % is 8.81%.
The industry rank for HomeTrust Bancshares's 3-1 Month Momentum % or its related term are showing as below:
HTB's 3-1 Month Momentum % is ranked better than 76.55% of 1582
companies
in the Banks industry
Industry Median: 2.48
vs HTB: 8.81
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
HomeTrust Bancshares 3-1 Month Momentum % Related Terms
HTB vs SMBK, SPFI, ORRF: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, HomeTrust Bancshares's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HomeTrust Bancshares 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, HomeTrust Bancshares's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where HomeTrust Bancshares's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HomeTrust Bancshares (HTB) has a 3-1 Month Momentum % of 8.81% as of Jul. 06, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on HomeTrust Bancshares and its competitors. According to the industry distribution chart, HomeTrust Bancshares ranks #371 out of 1582 companies in the Banks industry, placing it in the top 23.5%.
Is HomeTrust Bancshares' 3-1 Month Momentum % too high?
HomeTrust Bancshares' current 3-1 Month Momentum % is 8.81%. The Banks industry median 3-1 Month Momentum % is 2.48. HomeTrust Bancshares' value of 8.81% is 255.2% above this industry median. Based on the distribution chart, HomeTrust Bancshares ranks #371 out of 1582 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, HomeTrust Bancshares has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HomeTrust Bancshares' 3-1 Month Momentum % compare to SMBK and SPFI?
According to the Banks industry distribution chart, HomeTrust Bancshares ranks #371 out of 1582 companies for 3-1 Month Momentum %. This places HomeTrust Bancshares in the top 24% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 2.48. HomeTrust Bancshares' value of 8.81% is 255.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.48, based on 1,582 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HomeTrust Bancshares's current 3-1 Month Momentum % of 8.81% is 255.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on HomeTrust Bancshares and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HomeTrust Bancshares's current 3-1 Month Momentum % is 8.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HomeTrust Bancshares stock overvalued right now?
Based on GuruFocus' analysis, HomeTrust Bancshares (HTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $36.27, compared to a current price of $49.38 — trading 36.1% above its estimated fair value. The current 3-1 Month Momentum % is 8.81% and 255.2% above the Banks industry median of 2.48. HomeTrust Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For HomeTrust Bancshares (HTB), the current 3-1 Month Momentum % is 8.81% as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HomeTrust Bancshares (HTB) Overvalued in 2026?
Based on GuruFocus' analysis, HomeTrust Bancshares stock appears to be overvalued.
The current stock price of $49.38 is trading 36.1% above its estimated GF Value™ of $36.27.
GuruFocus considers HomeTrust Bancshares to be Significantly Overvalued.
Key valuation signals for HTB:
3-1 Month Momentum %: 8.81%
GF Value™: $36.27 vs. price of $49.38 (36.1% above fair value)
Industry Position: 255.2% above the Banks median (#371 of 1582)
No single metric tells the full story. See the HTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans and other consumer loans.
70GF Score
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