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Home First Finance Co India has a Cash Ratio of 0.00. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Home First Finance Co India's Cash Ratio or its related term are showing as below:
NSE:HOMEFIRST'
s Cash Ratio Range Over the Past 10 Years
Min: 0.5 Med: 8.71 Max: 1981.83
Current: 4.43
During the past 9 years, Home First Finance Co India's highest Cash Ratio was 1981.83. The lowest was 0.50. And the median was 8.71.
NSE:HOMEFIRST's Cash Ratio is ranked better than 73.33% of 45
companies
in the Banks industry
Industry Median: 0.53
vs NSE:HOMEFIRST: 4.43
Home First Finance Co India (NSE:HOMEFIRST) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Home First Finance Co India Cash Ratio Related Terms
Home First Finance Co India Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:HOMEFIRST vs RKT, FNMA, PFSI: Cash Ratio Comparison
For the Mortgage Finance subindustry, Home First Finance Co India's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home First Finance Co India Cash Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Home First Finance Co India's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Home First Finance Co India's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Home First Finance Co India (NSE:HOMEFIRST) has a Cash Ratio of 0.00 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Home First Finance Co India and its competitors. Over the past decade, Home First Finance Co India's Cash Ratio has ranged from 0.50 to 1,981.83. According to the industry distribution chart, Home First Finance Co India ranks #12 out of 45 companies in the Banks industry, placing it in the top 26.7%.
Is Home First Finance Co India's Cash Ratio too high?
Home First Finance Co India's current Cash Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 1,981.83. Based on the distribution chart, Home First Finance Co India ranks #12 out of 45 companies in the Banks industry, which is above the industry midpoint. Overall, Home First Finance Co India has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Home First Finance Co India's Cash Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Home First Finance Co India ranks #12 out of 45 companies for Cash Ratio. This puts Home First Finance Co India in the upper half of its industry. The industry median Cash Ratio is 0.53. Historically, Home First Finance Co India's own Cash Ratio has ranged from 0.50 to 1,981.83 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Banks company?
The median Cash Ratio among Banks companies is 0.53, based on 45 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Home First Finance Co India and its competitors. For the Banks industry, the median Cash Ratio is 0.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home First Finance Co India's current Cash Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home First Finance Co India stock overvalued right now?
Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,367.04, compared to a current price of ₹1,182.80 — trading 13.5% below its estimated fair value. The current Cash Ratio is 0.00. Home First Finance Co India's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current Cash Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?
Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued.
The current stock price of ₹1,182.80 is trading 13.5% below its estimated GF Value™ of ₹1,367.04.
GuruFocus considers Home First Finance Co India to be Modestly Undervalued.
Key valuation signals for NSE:HOMEFIRST:
Cash Ratio: 0.00
GF Value™: ₹1,367.04 vs. price of ₹1,182.80 (13.5% below fair value)
No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
83GF Score
Get the complete analysis for NSE:HOMEFIRST
Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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