Home First Finance Co India (NSE:HOMEFIRST) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Home First Finance Co India EBITDA Margin % Related Terms
Home First Finance Co India EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:HOMEFIRST vs RKT, FNMA, PFSI: EBITDA Margin % Comparison
For the Mortgage Finance subindustry, Home First Finance Co India's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home First Finance Co India EBITDA Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Home First Finance Co India's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Home First Finance Co India's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Home First Finance Co India (NSE:HOMEFIRST) has a EBITDA Margin % of 36.83% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Home First Finance Co India and its competitors. This is 11% below median its historical median of 41.35. Over the past decade, Home First Finance Co India's EBITDA Margin % has ranged from 21.08 to 53.30. According to the industry distribution chart, Home First Finance Co India ranks #12 out of 48 companies in the Banks industry, placing it in the top 25%.
Is Home First Finance Co India's EBITDA Margin % too high?
Home First Finance Co India's current EBITDA Margin % of 36.83% is 11% below median its 10-year median of 41.35. Over the past 10 years, this metric has ranged from a low of 21.08 to a high of 53.30. The Banks industry median EBITDA Margin % is 20.82. Home First Finance Co India's value of 36.83% is 76.9% above this industry median. Based on the distribution chart, Home First Finance Co India ranks #12 out of 48 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Home First Finance Co India has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Home First Finance Co India's EBITDA Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Home First Finance Co India ranks #12 out of 48 companies for EBITDA Margin %. This places Home First Finance Co India in the top 25% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 20.82. Home First Finance Co India's value of 36.83% is 76.9% above this benchmark. Historically, Home First Finance Co India's own EBITDA Margin % has ranged from 21.08 to 53.30 over the past decade. While the company's 10-year median is 41.35 vs. the industry median of 20.82, Home First Finance Co India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Banks company?
The median EBITDA Margin % among Banks companies is 20.82, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home First Finance Co India's current EBITDA Margin % of 36.83% is 76.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Home First Finance Co India and its competitors. For the Banks industry, the median EBITDA Margin % is 20.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home First Finance Co India's current EBITDA Margin % is 36.83%, which is 11% below median its own 10-year median of 41.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home First Finance Co India stock overvalued right now?
Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,340.74, compared to a current price of ₹1,191.70 — trading 11.1% below its estimated fair value. The current EBITDA Margin % is 36.83%, which is 11% below median its 10-year median of 41.35 and 76.9% above the Banks industry median of 20.82. Home First Finance Co India's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current EBITDA Margin % is 36.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?
Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued.
The current stock price of ₹1,191.70 is trading 11.1% below its estimated GF Value™ of ₹1,340.74.
GuruFocus considers Home First Finance Co India to be Modestly Undervalued.
Key valuation signals for NSE:HOMEFIRST:
EBITDA Margin %: 36.83% (11% below median its 10-year median of 41.35)
GF Value™: ₹1,340.74 vs. price of ₹1,191.70 (11.1% below fair value)
Industry Position: 76.9% above the Banks median (#12 of 48)
No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
84GF Score
Get the complete analysis for NSE:HOMEFIRST
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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