Home First Finance Co India (NSE:HOMEFIRST) Moat Score: 0/10 (As of Jul. 09, 2026)


NSE:HOMEFIRST Home First Finance Co India Ltd NSE:HOMEFIRST
84 GF Score
Price ₹1,199.80
GF Value ₹1,337.82
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Home First Finance Co India Moat Score?

Home First Finance Co India has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Home First Finance Co India has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Home First Finance Co India might have No Moat - No discernible moat.

Home First Finance Co India  (NSE:HOMEFIRST) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Home First Finance Co India Moat Score Related Terms

NSE:HOMEFIRST
84GF Score
Home First Finance Co India Ltd NSE:HOMEFIRST
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?

Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued. The current stock price of ₹1,199.80 is trading 10.3% below its estimated GF Value™ of ₹1,337.82. GuruFocus considers Home First Finance Co India to be Modestly Undervalued.

Key valuation signals for NSE:HOMEFIRST:

  • Moat Score: 0
  • GF Value™: ₹1,337.82 vs. price of ₹1,199.80 (10.3% below fair value)
  • GF Score™: 84/100 with 6 warning signs

No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Home First Finance Co India Business Description

Other Exchanges 543259:India
Address 511, Acme Plaza, Andheri Kurla Road, Opposite Sangam Cinema, Near Metro Station, J B Nagar, Andheri (East, Mumbai, MH, IND, 400 059
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
84GF Score

Get the complete analysis for NSE:HOMEFIRST

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,199.80
Price
₹1,337.82
GF Value