Home First Finance Co India (NSE:HOMEFIRST) EPS without NRI: ₹43.96 (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:HOMEFIRST Home First Finance Co India Ltd NSE:HOMEFIRST
83 GF Score
Price ₹1,241.80
GF Value ₹1,332.21
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Home First Finance Co India EPS without NRI?

Home First Finance Co India NSE:HOMEFIRST +1.38% 83 EPS without NRI is ₹43.96 as of Mar. 2026. GuruFocus rates NSE:HOMEFIRST with a GF Score™ of 83/100 and a GF Value™ of ₹1,332.21 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,416 Banks companies, Home First Finance Co India ranks better than 83.4% on this metric.

Home First Finance Co India's earnings per share without non-recurring items for the three months ended in Mar. 2026 was ₹12.05. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was ₹43.96.

During the past 12 months, Home First Finance Co India's average earnings per share (NRI) Growth Rate was 29.70% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 25.50% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 33.00% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Home First Finance Co India's EPS without NRI or its related term are showing as below:

NSE:HOMEFIRST' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 25.5   Med: 46.6   Max: 68.9
Current: 25.5

During the past 9 years, Home First Finance Co India's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 68.90% per year. The lowest was 25.50% per year. And the median was 46.60% per year.

NSE:HOMEFIRST's 3-Year EPS without NRI Growth Rate is ranked better than
83.4% of 1416 companies
in the Banks industry
Industry Median: 7.25 vs NSE:HOMEFIRST: 25.50

Home First Finance Co India's EPS (Diluted) for the three months ended in Mar. 2026 was ₹14.22. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹51.57.

Home First Finance Co India's EPS (Basic) for the three months ended in Mar. 2026 was ₹14.35. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹52.32.


Home First Finance Co India  (NSE:HOMEFIRST) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Home First Finance Co India EPS without NRI Related Terms


Home First Finance Co India EPS without NRI Historical Data

* Premium members only.

The historical data trend for Home First Finance Co India's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home First Finance Co India EPS without NRI Chart

Home First Finance Co India Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EPS without NRI
Get a 7-Day Free Trial Premium Member Only 15.41 22.26 27.79 33.89 43.96

Home First Finance Co India Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.34 9.51 10.35 12.06 12.05

NSE:HOMEFIRST vs RKT, FNMA, PFSI: EPS without NRI Comparison

For the Mortgage Finance subindustry, Home First Finance Co India's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Home First Finance Co India PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Home First Finance Co India's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Home First Finance Co India's PE Ratio without NRI falls into.


NSE:HOMEFIRST
83GF Score
Home First Finance Co India Ltd NSE:HOMEFIRST
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Home First Finance Co India EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹43.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of ₹43.96 mean?
Home First Finance Co India (NSE:HOMEFIRST) has a EPS without NRI of ₹43.96 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Home First Finance Co India and its competitors. According to the industry distribution chart, Home First Finance Co India ranks #235 out of 1416 companies in the Banks industry, placing it in the top 16.6%.
Is Home First Finance Co India's EPS without NRI too high?
Home First Finance Co India's current EPS without NRI is ₹43.96. Based on the distribution chart, Home First Finance Co India ranks #235 out of 1416 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Home First Finance Co India has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Home First Finance Co India's EPS without NRI compare to RKT and FNMA?
According to the Banks industry distribution chart, Home First Finance Co India ranks #235 out of 1416 companies for EPS without NRI. This places Home First Finance Co India in the top 17% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 7.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.25, based on 1,416 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Home First Finance Co India and its competitors. For the Banks industry, the median EPS without NRI is 7.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home First Finance Co India's current EPS without NRI is ₹43.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home First Finance Co India stock overvalued right now?
Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Fairly Valued. The stock's GF Value™ is ₹1,332.21, compared to a current price of ₹1,241.80 — trading 6.8% below its estimated fair value. The current EPS without NRI is ₹43.96. Home First Finance Co India's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current EPS without NRI is ₹43.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?

Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued. The current stock price of ₹1,241.80 is trading 6.8% below its estimated GF Value™ of ₹1,332.21. GuruFocus considers Home First Finance Co India to be Fairly Valued.

Key valuation signals for NSE:HOMEFIRST:

  • EPS without NRI: ₹43.96
  • GF Value™: ₹1,332.21 vs. price of ₹1,241.80 (6.8% below fair value)
  • GF Score™: 83/100 with 7 warning signs

No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Home First Finance Co India Business Description

Other Exchanges 543259:India
Address 511, Acme Plaza, Andheri Kurla Road, Opposite Sangam Cinema, Near Metro Station, J B Nagar, Andheri (East, Mumbai, MH, IND, 400 059
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
83GF Score

Get the complete analysis for NSE:HOMEFIRST

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,241.80
Price
₹1,332.21
GF Value