Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Home First Finance Co India's share price is ₹1223.10.
Home First Finance Co India's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹166.74. Hence, Home First Finance Co India's PS Ratio for today is 7.34.
The historical rank and industry rank for Home First Finance Co India's PS Ratio or its related term are showing as below:
NSE:HOMEFIRST'
s PS Ratio Range Over the Past 10 Years
Min: 5.63 Med: 9.72 Max: 16.94
Current: 7.33
During the past 9 years, Home First Finance Co India's highest PS Ratio was 16.94. The lowest was 5.63. And the median was 9.72.
NSE:HOMEFIRST's PS Ratio is ranked worse than 94.66% of 1517
companies
in the Banks industry
Industry Median: 3.02
vs NSE:HOMEFIRST: 7.33
During the past 9 years, Home First Finance Co India's highest 3-Year average Revenue per Share Growth Rate was 48.80% per year. The lowest was 24.50% per year. And the median was 28.50% per year.
Back to Basics: PS Ratio
Home First Finance Co India (NSE:HOMEFIRST) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Home First Finance Co India PS Ratio Related Terms
Home First Finance Co India PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:HOMEFIRST vs RKT, FNMA, PFSI: PS Ratio Comparison
For the Mortgage Finance subindustry, Home First Finance Co India's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home First Finance Co India PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Home First Finance Co India's PS Ratio distribution charts can be found below:
* The bar in red indicates where Home First Finance Co India's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Home First Finance Co India's Share Price of today is ₹1223.10. Home First Finance Co India's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹166.74.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Home First Finance Co India (NSE:HOMEFIRST) has a PS Ratio of 7.34 as of Jul. 15, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Home First Finance Co India and its competitors. This is 24% below median its historical median of 9.72. Over the past decade, Home First Finance Co India's PS Ratio has ranged from 5.63 to 16.94. According to the industry distribution chart, Home First Finance Co India ranks #1436 out of 1517 companies in the Banks industry, placing it in the top 94.7%.
Is Home First Finance Co India's PS Ratio too high?
Home First Finance Co India's current PS Ratio of 7.34 is 24% below median its 10-year median of 9.72. Over the past 10 years, this metric has ranged from a low of 5.63 to a high of 16.94. The Banks industry median PS Ratio is 3.02. Home First Finance Co India's value of 7.34 is 143% above this industry median. Based on the distribution chart, Home First Finance Co India ranks #1436 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Home First Finance Co India has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Home First Finance Co India's PS Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Home First Finance Co India ranks #1436 out of 1517 companies for PS Ratio. This places Home First Finance Co India in the lower half of its industry. The industry median PS Ratio is 3.02. Home First Finance Co India's value of 7.34 is 143% above this benchmark. Historically, Home First Finance Co India's own PS Ratio has ranged from 5.63 to 16.94 over the past decade. While the company's 10-year median is 9.72 vs. the industry median of 3.02, Home First Finance Co India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home First Finance Co India's current PS Ratio of 7.34 is 143% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Home First Finance Co India and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home First Finance Co India's current PS Ratio is 7.34, which is 24% below median its own 10-year median of 9.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home First Finance Co India stock overvalued right now?
Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Fairly Valued. The stock's GF Value™ is ₹1,335.60, compared to a current price of ₹1,223.10 — trading 8.4% below its estimated fair value. The current PS Ratio is 7.34, which is 24% below median its 10-year median of 9.72 and 143% above the Banks industry median of 3.02. Home First Finance Co India's overall GF Score™ is 84/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current PS Ratio is 7.34 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?
Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued.
The current stock price of ₹1,223.10 is trading 8.4% below its estimated GF Value™ of ₹1,335.60.
GuruFocus considers Home First Finance Co India to be Fairly Valued.
Key valuation signals for NSE:HOMEFIRST:
PS Ratio: 7.34 (24% below median its 10-year median of 9.72)
GF Value™: ₹1,335.60 vs. price of ₹1,223.10 (8.4% below fair value)
Industry Position: 143% above the Banks median (#1436 of 1517)
No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
84GF Score
Get the complete analysis for NSE:HOMEFIRST
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:HOMEFIRST has been successfully added to your 
