Home First Finance Co India has a quick ratio of 73.66. It generally indicates good short-term financial strength.
The historical rank and industry rank for Home First Finance Co India's Quick Ratio or its related term are showing as below:
NSE:HOMEFIRST'
s Quick Ratio Range Over the Past 10 Years
Min: 0.8 Med: 7.13 Max: 110.44
Current: 73.66
During the past 9 years, Home First Finance Co India's highest Quick Ratio was 110.44. The lowest was 0.80. And the median was 7.13.
NSE:HOMEFIRST's Quick Ratio is ranked better than 68.09% of 47
companies
in the Banks industry
Industry Median: 4.82
vs NSE:HOMEFIRST: 73.66
Home First Finance Co India (NSE:HOMEFIRST) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Home First Finance Co India Quick Ratio Related Terms
Home First Finance Co India Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:HOMEFIRST vs RKT, FNMA, PFSI: Quick Ratio Comparison
For the Mortgage Finance subindustry, Home First Finance Co India's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home First Finance Co India Quick Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Home First Finance Co India's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Home First Finance Co India's Quick Ratio falls into.
Home First Finance Co India Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Home First Finance Co India (NSE:HOMEFIRST) has a Quick Ratio of 73.66 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Home First Finance Co India and its competitors. This is 933% above median its historical median of 7.13. Over the past decade, Home First Finance Co India's Quick Ratio has ranged from 0.80 to 110.44. According to the industry distribution chart, Home First Finance Co India ranks #15 out of 47 companies in the Banks industry, placing it in the top 31.9%.
Is Home First Finance Co India's Quick Ratio too high?
Home First Finance Co India's current Quick Ratio of 73.66 is 933% above median its 10-year median of 7.13. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 110.44. The Banks industry median Quick Ratio is 4.82. Home First Finance Co India's value of 73.66 is 1428.2% above this industry median. Based on the distribution chart, Home First Finance Co India ranks #15 out of 47 companies in the Banks industry, which is above the industry midpoint. Overall, Home First Finance Co India has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Home First Finance Co India's Quick Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Home First Finance Co India ranks #15 out of 47 companies for Quick Ratio. This puts Home First Finance Co India in the upper half of its industry. The industry median Quick Ratio is 4.82. Home First Finance Co India's value of 73.66 is 1428.2% above this benchmark. Historically, Home First Finance Co India's own Quick Ratio has ranged from 0.80 to 110.44 over the past decade. While the company's 10-year median is 7.13 vs. the industry median of 4.82, Home First Finance Co India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Banks company?
The median Quick Ratio among Banks companies is 4.82, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home First Finance Co India's current Quick Ratio of 73.66 is 1428.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Home First Finance Co India and its competitors. For the Banks industry, the median Quick Ratio is 4.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home First Finance Co India's current Quick Ratio is 73.66, which is 933% above median its own 10-year median of 7.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home First Finance Co India stock overvalued right now?
Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,338.54, compared to a current price of ₹1,139.40 — trading 14.9% below its estimated fair value. The current Quick Ratio is 73.66, which is 933% above median its 10-year median of 7.13 and 1428.2% above the Banks industry median of 4.82. Home First Finance Co India's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current Quick Ratio is 73.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?
Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued.
The current stock price of ₹1,139.40 is trading 14.9% below its estimated GF Value™ of ₹1,338.54.
GuruFocus considers Home First Finance Co India to be Modestly Undervalued.
Key valuation signals for NSE:HOMEFIRST:
Quick Ratio: 73.66 (933% above median its 10-year median of 7.13)
GF Value™: ₹1,338.54 vs. price of ₹1,139.40 (14.9% below fair value)
Industry Position: 1428.2% above the Banks median (#15 of 47)
No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
84GF Score
Get the complete analysis for NSE:HOMEFIRST
Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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