Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Home First Finance Co India (NSE:HOMEFIRST) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Home First Finance Co India's Enterprise Value for the quarter that ended in Jun. 2026 was ₹119,096 Mil.
Home First Finance Co India's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹6,382 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Home First Finance Co India EV-to-EBIT Related Terms
Home First Finance Co India EV-to-EBIT Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:HOMEFIRST vs RKT, FNMA, PFSI: EV-to-EBIT Comparison
For the Mortgage Finance subindustry, Home First Finance Co India's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home First Finance Co India EV-to-EBIT vs Banks Industry
For the Banks industry and Financial Services sector, Home First Finance Co India's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Home First Finance Co India's EV-to-EBIT falls into.
Home First Finance Co India's current Enterprise Value is ₹222,194 Mil.
Home First Finance Co India's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹6,382 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Home First Finance Co India (NSE:HOMEFIRST) has a EV-to-EBIT of 34.82 as of Aug. 23, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Home First Finance Co India and its competitors. This is near median its historical median of 34.01. Over the past decade, Home First Finance Co India's EV-to-EBIT has ranged from 17.55 to 59.54. According to the industry distribution chart, Home First Finance Co India ranks #24 out of 37 companies in the Banks industry, placing it in the top 64.9%.
Is Home First Finance Co India's EV-to-EBIT too high?
Home First Finance Co India's current EV-to-EBIT of 34.82 is near median its 10-year median of 34.01. Over the past 10 years, this metric has ranged from a low of 17.55 to a high of 59.54. The Banks industry median EV-to-EBIT is 25.38. Home First Finance Co India's value of 34.82 is 37.2% above this industry median. Based on the distribution chart, Home First Finance Co India ranks #24 out of 37 companies in the Banks industry, which is below the industry midpoint. Overall, Home First Finance Co India has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Home First Finance Co India's EV-to-EBIT compare to RKT and FNMA?
According to the Banks industry distribution chart, Home First Finance Co India ranks #24 out of 37 companies for EV-to-EBIT. This places Home First Finance Co India in the lower half of its industry. The industry median EV-to-EBIT is 25.38. Home First Finance Co India's value of 34.82 is 37.2% above this benchmark. Historically, Home First Finance Co India's own EV-to-EBIT has ranged from 17.55 to 59.54 over the past decade. While the company's 10-year median is 34.01 vs. the industry median of 25.38, Home First Finance Co India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Banks company?
The median EV-to-EBIT among Banks companies is 25.38, based on 37 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home First Finance Co India's current EV-to-EBIT of 34.82 is 37.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Home First Finance Co India and its competitors. For the Banks industry, the median EV-to-EBIT is 25.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home First Finance Co India's current EV-to-EBIT is 34.82, which is near median its own 10-year median of 34.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home First Finance Co India stock overvalued right now?
Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,377.25, compared to a current price of ₹1,193.70 — trading 13.3% below its estimated fair value. The current EV-to-EBIT is 34.82, which is near median its 10-year median of 34.01 and 37.2% above the Banks industry median of 25.38. Home First Finance Co India's overall GF Score™ is 84/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current EV-to-EBIT is 34.82 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?
Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued.
The current stock price of ₹1,193.70 is trading 13.3% below its estimated GF Value™ of ₹1,377.25.
GuruFocus considers Home First Finance Co India to be Modestly Undervalued.
Key valuation signals for NSE:HOMEFIRST:
EV-to-EBIT: 34.82 (near median its 10-year median of 34.01)
GF Value™: ₹1,377.25 vs. price of ₹1,193.70 (13.3% below fair value)
Industry Position: 37.2% above the Banks median (#24 of 37)
No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
84GF Score
Get the complete analysis for NSE:HOMEFIRST
EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:HOMEFIRST has been successfully added to your 
