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The historical rank and industry rank for Home First Finance Co India's 5-Year Yield-on-Cost % or its related term are showing as below:
NSE:HOMEFIRST'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.23 Med: 0.31 Max: 0.44
Current: 0.44
During the past 9 years, Home First Finance Co India's highest Yield on Cost was 0.44. The lowest was 0.23. And the median was 0.31.
NSE:HOMEFIRST's 5-Year Yield-on-Cost % is ranked worse than 96.72% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs NSE:HOMEFIRST: 0.44
Home First Finance Co India (NSE:HOMEFIRST) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Home First Finance Co India 5-Year Yield-on-Cost % Related Terms
NSE:HOMEFIRST vs RKT, FNMA, PFSI: 5-Year Yield-on-Cost % Comparison
For the Mortgage Finance subindustry, Home First Finance Co India's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home First Finance Co India 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Home First Finance Co India's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Home First Finance Co India's 5-Year Yield-on-Cost % falls into.
Home First Finance Co India 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Home First Finance Co India (NSE:HOMEFIRST) has a 5-Year Yield-on-Cost % of 0.44 as of Aug. 02, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Home First Finance Co India and its competitors. This is 42% above median its historical median of 0.31. Over the past decade, Home First Finance Co India's 5-Year Yield-on-Cost % has ranged from 0.23 to 0.44. According to the industry distribution chart, Home First Finance Co India ranks #1210 out of 1251 companies in the Banks industry, placing it in the top 96.7%.
Is Home First Finance Co India's 5-Year Yield-on-Cost % too high?
Home First Finance Co India's current 5-Year Yield-on-Cost % of 0.44 is 42% above median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 0.44. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Home First Finance Co India's value of 0.44 is 88.5% below this industry median. Based on the distribution chart, Home First Finance Co India ranks #1210 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Home First Finance Co India has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Home First Finance Co India's 5-Year Yield-on-Cost % compare to RKT and FNMA?
According to the Banks industry distribution chart, Home First Finance Co India ranks #1210 out of 1251 companies for 5-Year Yield-on-Cost %. This places Home First Finance Co India in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Home First Finance Co India's value of 0.44 is 88.5% below this benchmark. Historically, Home First Finance Co India's own 5-Year Yield-on-Cost % has ranged from 0.23 to 0.44 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 3.84, Home First Finance Co India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home First Finance Co India's current 5-Year Yield-on-Cost % of 0.44 is 88.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Home First Finance Co India and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home First Finance Co India's current 5-Year Yield-on-Cost % is 0.44, which is 42% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home First Finance Co India stock overvalued right now?
Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,415.90, compared to a current price of ₹1,189.00 — trading 16% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.44, which is 42% above median its 10-year median of 0.31 and 88.5% below the Banks industry median of 3.84. Home First Finance Co India's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current 5-Year Yield-on-Cost % is 0.44 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?
Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued.
The current stock price of ₹1,189.00 is trading 16% below its estimated GF Value™ of ₹1,415.90.
GuruFocus considers Home First Finance Co India to be Modestly Undervalued.
Key valuation signals for NSE:HOMEFIRST:
5-Year Yield-on-Cost %: 0.44 (42% above median its 10-year median of 0.31)
GF Value™: ₹1,415.90 vs. price of ₹1,189.00 (16% below fair value)
Industry Position: 88.5% below the Banks median (#1210 of 1251)
No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
83GF Score
Get the complete analysis for NSE:HOMEFIRST
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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