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Home First Finance Co IndiaNSE:HOMEFIRST +0.72%83 Earnings Yield (Joel Greenblatt) % is 5.36% as of Jun. 2026, which is 82% above its 10-year median of 2.94. GuruFocus rates NSE:HOMEFIRST with a GF Score™ of 83/100 and a GF Value™ of ₹1,361.94 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 1,302 Banks companies, Home First Finance Co India ranks better than 98.16% on this metric.
Home First Finance Co India's Enterprise Value for the quarter that ended in Jun. 2026 was ₹119,096 Mil.
Home First Finance Co India's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was ₹6,382 Mil. Home First Finance Co India's Earnings Yield (Joel Greenblatt) for the quarter that ended in Jun. 2026 was 5.36%.
The historical rank and industry rank for Home First Finance Co India's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
NSE:HOMEFIRST'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 1.68 Med: 2.94 Max: 5.7
Current: 2.85
During the past 9 years, the highest Earnings Yield (Joel Greenblatt) of Home First Finance Co India was 5.70%. The lowest was 1.68%. And the median was 2.94%.
NSE:HOMEFIRST's Earnings Yield (Joel Greenblatt) % is ranked better than 98.16% of 1302
companies
in the Banks industry
Industry Median: 0
vs NSE:HOMEFIRST: 2.85
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Home First Finance Co India's Forward Rate of Return (Yacktman) % for the quarter that ended in Jun. 2026 was 0.00%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Home First Finance Co India (NSE:HOMEFIRST) Earnings Yield (Joel Greenblatt) % Explanation
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
Home First Finance Co India Earnings Yield (Joel Greenblatt) % Related Terms
Home First Finance Co India Earnings Yield (Joel Greenblatt) % Historical Data
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The historical data trend for Home First Finance Co India's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Home First Finance Co India Earnings Yield (Joel Greenblatt) % Chart
For the Mortgage Finance subindustry, Home First Finance Co India's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home First Finance Co India Earnings Yield (Joel Greenblatt) % vs Banks Industry
For the Banks industry and Financial Services sector, Home First Finance Co India's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Home First Finance Co India's Earnings Yield (Joel Greenblatt) % falls into.
Home First Finance Co India Earnings Yield (Joel Greenblatt) % Calculation
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
Home First Finance Co Indias Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Mar. 2026 is calculated as
Home First Finance Co India's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹6,382 Mil.
What does a Earnings Yield (Joel Greenblatt) % of 5.36% mean?
Home First Finance Co India (NSE:HOMEFIRST) has a Earnings Yield (Joel Greenblatt) % of 5.36% as of Jun. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Home First Finance Co India and its competitors. This is 82% above median its historical median of 2.94. Over the past decade, Home First Finance Co India's Earnings Yield (Joel Greenblatt) % has ranged from 1.68 to 5.70. According to the industry distribution chart, Home First Finance Co India ranks #24 out of 1302 companies in the Banks industry, placing it in the top 1.8%.
Is Home First Finance Co India's Earnings Yield (Joel Greenblatt) % too high?
Home First Finance Co India's current Earnings Yield (Joel Greenblatt) % of 5.36% is 82% above median its 10-year median of 2.94. Over the past 10 years, this metric has ranged from a low of 1.68 to a high of 5.70. Based on the distribution chart, Home First Finance Co India ranks #24 out of 1302 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Home First Finance Co India has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Home First Finance Co India's Earnings Yield (Joel Greenblatt) % compare to RKT and FNMA?
According to the Banks industry distribution chart, Home First Finance Co India ranks #24 out of 1302 companies for Earnings Yield (Joel Greenblatt) %. This places Home First Finance Co India in the top 2% of its industry — outperforming the majority of peers. Historically, Home First Finance Co India's own Earnings Yield (Joel Greenblatt) % has ranged from 1.68 to 5.70 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Banks company?
A good Earnings Yield (Joel Greenblatt) % depends on the Banks industry context. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Home First Finance Co India and its competitors. Home First Finance Co India's current Earnings Yield (Joel Greenblatt) % is 5.36%, which is 82% above median its own 10-year median of 2.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home First Finance Co India stock overvalued right now?
Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,361.94, compared to a current price of ₹1,210.10 — trading 11.1% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 5.36%, which is 82% above median its 10-year median of 2.94. Home First Finance Co India's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current Earnings Yield (Joel Greenblatt) % is 5.36% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?
Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued.
The current stock price of ₹1,210.10 is trading 11.1% below its estimated GF Value™ of ₹1,361.94.
GuruFocus considers Home First Finance Co India to be Modestly Undervalued.
Key valuation signals for NSE:HOMEFIRST:
Earnings Yield (Joel Greenblatt) %: 5.36% (82% above median its 10-year median of 2.94)
GF Value™: ₹1,361.94 vs. price of ₹1,210.10 (11.1% below fair value)
No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
83GF Score
Get the complete analysis for NSE:HOMEFIRST
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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