The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Home First Finance Co India's current ratio for the quarter that ended in Mar. 2026 was 73.66.
Home First Finance Co India has a current ratio of 73.66. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Home First Finance Co India's Current Ratio or its related term are showing as below:
NSE:HOMEFIRST'
s Current Ratio Range Over the Past 10 Years
Min: 0.8 Med: 7.13 Max: 110.44
Current: 73.66
During the past 9 years, Home First Finance Co India's highest Current Ratio was 110.44. The lowest was 0.80. And the median was 7.13.
NSE:HOMEFIRST's Current Ratio is ranked better than 65.96% of 47
companies
in the Banks industry
Industry Median: 4.82
vs NSE:HOMEFIRST: 73.66
Home First Finance Co India (NSE:HOMEFIRST) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Home First Finance Co India Current Ratio Related Terms
Home First Finance Co India Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:HOMEFIRST vs RKT, FNMA, PFSI: Current Ratio Comparison
For the Mortgage Finance subindustry, Home First Finance Co India's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home First Finance Co India Current Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Home First Finance Co India's Current Ratio distribution charts can be found below:
* The bar in red indicates where Home First Finance Co India's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Home First Finance Co India (NSE:HOMEFIRST) has a Current Ratio of 73.66 as of Mar. 2026. This is 933% above median its historical median of 7.13. Over the past decade, Home First Finance Co India's Current Ratio has ranged from 0.80 to 110.44. According to the industry distribution chart, Home First Finance Co India ranks #16 out of 47 companies in the Banks industry, placing it in the top 34%.
Is Home First Finance Co India's Current Ratio too high?
Home First Finance Co India's current Current Ratio of 73.66 is 933% above median its 10-year median of 7.13. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 110.44. The Banks industry median Current Ratio is 4.82. Home First Finance Co India's value of 73.66 is 1428.2% above this industry median. Based on the distribution chart, Home First Finance Co India ranks #16 out of 47 companies in the Banks industry, which is above the industry midpoint. Overall, Home First Finance Co India has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Home First Finance Co India's Current Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Home First Finance Co India ranks #16 out of 47 companies for Current Ratio. This puts Home First Finance Co India in the upper half of its industry. The industry median Current Ratio is 4.82. Home First Finance Co India's value of 73.66 is 1428.2% above this benchmark. Historically, Home First Finance Co India's own Current Ratio has ranged from 0.80 to 110.44 over the past decade. While the company's 10-year median is 7.13 vs. the industry median of 4.82, Home First Finance Co India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Banks company?
The median Current Ratio among Banks companies is 4.82, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home First Finance Co India's current Current Ratio of 73.66 is 1428.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Current Ratio is 4.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home First Finance Co India's current Current Ratio is 73.66, which is 933% above median its own 10-year median of 7.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home First Finance Co India stock overvalued right now?
Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,338.10, compared to a current price of ₹1,201.10 — trading 10.2% below its estimated fair value. The current Current Ratio is 73.66, which is 933% above median its 10-year median of 7.13 and 1428.2% above the Banks industry median of 4.82. Home First Finance Co India's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current Current Ratio is 73.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?
Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued.
The current stock price of ₹1,201.10 is trading 10.2% below its estimated GF Value™ of ₹1,338.10.
GuruFocus considers Home First Finance Co India to be Modestly Undervalued.
Key valuation signals for NSE:HOMEFIRST:
Current Ratio: 73.66 (933% above median its 10-year median of 7.13)
GF Value™: ₹1,338.10 vs. price of ₹1,201.10 (10.2% below fair value)
Industry Position: 1428.2% above the Banks median (#16 of 47)
No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
85GF Score
Get the complete analysis for NSE:HOMEFIRST
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:HOMEFIRST has been successfully added to your 
