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The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Home First Finance Co India's current ratio for the quarter that ended in Jun. 2026 was 0.00.
Home First Finance Co India has a current ratio of 0.00. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If Home First Finance Co India has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.
The historical rank and industry rank for Home First Finance Co India's Current Ratio or its related term are showing as below:
NSE:HOMEFIRST'
s Current Ratio Range Over the Past 10 Years
Min: 0.8 Med: 73.66 Max: 16724.89
Current: 73.66
During the past 9 years, Home First Finance Co India's highest Current Ratio was 16724.89. The lowest was 0.80. And the median was 73.66.
NSE:HOMEFIRST's Current Ratio is ranked better than 69.57% of 46
companies
in the Banks industry
Industry Median: 1.705
vs NSE:HOMEFIRST: 73.66
Home First Finance Co India (NSE:HOMEFIRST) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Home First Finance Co India Current Ratio Related Terms
Home First Finance Co India Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:HOMEFIRST vs RKT, FNMA, PFSI: Current Ratio Comparison
For the Mortgage Finance subindustry, Home First Finance Co India's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home First Finance Co India Current Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Home First Finance Co India's Current Ratio distribution charts can be found below:
* The bar in red indicates where Home First Finance Co India's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Home First Finance Co India (NSE:HOMEFIRST) has a Current Ratio of 0.00 as of Jun. 2026. Over the past decade, Home First Finance Co India's Current Ratio has ranged from 0.80 to 16,724.89. According to the industry distribution chart, Home First Finance Co India ranks #14 out of 46 companies in the Banks industry, placing it in the top 30.4%.
Is Home First Finance Co India's Current Ratio too high?
Home First Finance Co India's current Current Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 16,724.89. Based on the distribution chart, Home First Finance Co India ranks #14 out of 46 companies in the Banks industry, which is above the industry midpoint. Overall, Home First Finance Co India has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Home First Finance Co India's Current Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Home First Finance Co India ranks #14 out of 46 companies for Current Ratio. This puts Home First Finance Co India in the upper half of its industry. The industry median Current Ratio is 1.71. Historically, Home First Finance Co India's own Current Ratio has ranged from 0.80 to 16,724.89 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Banks company?
The median Current Ratio among Banks companies is 1.71, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Current Ratio is 1.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home First Finance Co India's current Current Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home First Finance Co India stock overvalued right now?
Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,416.79, compared to a current price of ₹1,188.20 — trading 16.1% below its estimated fair value. The current Current Ratio is 0.00. Home First Finance Co India's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current Current Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?
Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued.
The current stock price of ₹1,188.20 is trading 16.1% below its estimated GF Value™ of ₹1,416.79.
GuruFocus considers Home First Finance Co India to be Modestly Undervalued.
Key valuation signals for NSE:HOMEFIRST:
Current Ratio: 0.00
GF Value™: ₹1,416.79 vs. price of ₹1,188.20 (16.1% below fair value)
No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
83GF Score
Get the complete analysis for NSE:HOMEFIRST
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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